MF Gyan
otherHigh risk5 years oldCooling recently (last 6m ≈ -43% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 1 Jul 2021.

Latest price per unit
₹10.00
▼ 26.32% today
As of 9 Jul 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹77.8k
▼ ₹22.2k loss · -22.2% / year
Invested 3 years ago
₹90.9k
▼ ₹9.1k loss · -3.1% / year
Invested 5 years ago
₹1.00 L
▲ ₹232 gain · 0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.47 L
Gain / loss-₹33.4k
XIRR (annualised)-13.46%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.47 L
Projected gain*+-₹32.9k
*at this fund's historical rate of -13.46% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-22.15%median 4.49% (-26.64%)
Rank #426 of 501Beats 2% of peers
3-year return
-3.13%median 6.00% (-9.13%)
Rank #205 of 501Beats 3% of peers
5-year return
0.05%median 4.91% (-4.86%)
Rank #51 of 501Beats 30% of peers
Bumpiness (3Y)
18.05%median 5.00% (+13.05%)
Rank #451 of 501Less risky than 9% of peers
Worst-ever drop
-26.32%median -6.85% (-19.47%)
Rank #53 of 501Less risky than 90% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+4%
2021
+3%
2022
+7%
2023
+8%
2024
+7%
2025
-24%
2026
Best year
2024 · 8.06%
Worst year
2026 · -24.22%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.0%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.32%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option against other other funds.

Technical details (for the pros)
CAGR — 1 year-22.15%
CAGR — 3 years-3.13%
CAGR — 5 years0.05%
CAGR — since launch0.03%
Volatility — 1 year (annualised)31.32%
Volatility — 3 years (annualised)18.05%
Max drawdown — 1 year-26.32%
Max drawdown — 3 years-26.32%
Sharpe ratio — 1 year (rf=6%)-1.03
Sharpe ratio — 3 years (rf=6%)-0.52

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
INF209KB13A0
ISIN (Div re-invest)
—
Fund code
149018
First price on record
1 Jul 2021 · 1,216 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 5 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option is ₹10.0000 (as of 9 Jul 2026). Historically, it has delivered -22.14% over the last year, -3.13% CAGR over 3 years, 0.05% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option is ₹10.0000 as of 9 Jul 2026, down 26.32% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option?+

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option has delivered 1-year return -22.14%, 3-year CAGR -3.13%, 5-year CAGR 0.05%, since-inception CAGR 0.03%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option?+

Based on its 3-year annualised volatility of 18.0%, Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option?+

Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option has NAV history available from 1 Jul 2021 — approximately 5 years of track record and 1,216 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.