MF Gyan
debtLow risk5 years oldSteady vs its 3-year pace

Invesco India Medium Term Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Invesco Mutual Fund. It's been running since 19 Jul 2021.

Latest price per unit
₹1,361.2618
▲ 0.04% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.5k gain · 5.5% / year
Invested 3 years ago
₹1.24 L
▲ ₹23.6k gain · 7.3% / year
Invested 5 years ago
₹1.34 L
▲ ₹34.2k gain · 6.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹18.4k
XIRR (annualised)6.76%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.1k
*at this fund's historical rate of 6.76% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 38 other funds in Income/Debt Oriented Schemes - Medium Term Fund

Same plan
1-year return
5.48%median 4.46% (+1.02%)
Rank #18 of 39Beats 55% of peers
3-year return
7.32%median 5.61% (+1.71%)
Rank #13 of 39Beats 68% of peers
5-year return
6.05%median 5.61% (+0.44%)
Rank #14 of 39Beats 63% of peers
Bumpiness (3Y)
1.34%median 2.26% (-0.93%)
Rank #14 of 39Less risky than 66% of peers
Worst-ever drop
-2.30%median -8.01% (+5.71%)
Rank #37 of 39Less risky than 5% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+2%
2021
+3%
2022
+7%
2023
+9%
2024
+7%
2025
+4%
2026
Best year
2024 · 8.58%
Worst year
2021 · 2.28%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.3%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.30%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Invesco India Medium Term Fund - Direct Plan - Growth against other debt funds.

Technical details (for the pros)
CAGR — 1 year5.48%
CAGR — 3 years7.32%
CAGR — 5 years6.05%
CAGR — since launch6.19%
Volatility — 1 year (annualised)1.54%
Volatility — 3 years (annualised)1.34%
Max drawdown — 1 year-1.06%
Max drawdown — 3 years-1.06%
Sharpe ratio — 1 year (rf=6%)-0.27
Sharpe ratio — 3 years (rf=6%)1.03

Fund info

Fund house
Invesco Mutual Fund
Category
Income/Debt Oriented Schemes - Medium Term Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF205KA1429
ISIN (Div re-invest)
—
Fund code
149011
First price on record
19 Jul 2021 · 1,243 daily prices

About Invesco India Medium Term Fund - Direct Plan - Growth

Invesco India Medium Term Fund - Direct Plan - Growth is a Income/Debt Oriented Schemes - Medium Term Fund offered by Invesco Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Invesco India Medium Term Fund - Direct Plan - Growth is ₹1361.2618 (as of 4 Sep 2026). Historically, it has delivered 5.48% over the last year, 7.32% CAGR over 3 years, 6.05% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Invesco India Medium Term Fund - Direct Plan - Growth?+

The latest NAV of Invesco India Medium Term Fund - Direct Plan - Growth is ₹1361.2618 as of 4 Sep 2026, up 0.04% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Invesco India Medium Term Fund - Direct Plan - Growth?+

Invesco India Medium Term Fund - Direct Plan - Growth has delivered 1-year return 5.48%, 3-year CAGR 7.32%, 5-year CAGR 6.05%, since-inception CAGR 6.19%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Invesco India Medium Term Fund - Direct Plan - Growth belong to?+

Invesco India Medium Term Fund - Direct Plan - Growth is categorised as Income/Debt Oriented Schemes - Medium Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Invesco India Medium Term Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 1.3%, Invesco India Medium Term Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Invesco India Medium Term Fund - Direct Plan - Growth a direct plan?+

Invesco India Medium Term Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Invesco India Medium Term Fund - Direct Plan - Growth?+

Invesco India Medium Term Fund - Direct Plan - Growth has NAV history available from 19 Jul 2021 — approximately 5 years of track record and 1,243 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.