MF Gyan
otherLow risk5 years oldSteady vs its 3-year pace

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From SBI Mutual Fund. It's been running since 24 Jun 2021.

Latest price per unit
₹13.5293
▲ 0.01% today
As of 30 Jun 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.6k gain · 5.6% / year
Invested 3 years ago
₹1.23 L
▲ ₹22.8k gain · 7.1% / year
Invested 5 years ago
₹1.35 L
▲ ₹35.2k gain · 6.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹19.4k
XIRR (annualised)6.77%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.00 L
Projected gain*+₹20.1k
*at this fund's historical rate of 6.77% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.56%median 3.33% (+2.23%)
Rank #192 of 501Beats 53% of peers
3-year return
7.09%median 4.93% (+2.15%)
Rank #132 of 501Beats 54% of peers
5-year return
6.21%median 4.41% (+1.81%)
Rank #8 of 501Beats 84% of peers
Bumpiness (3Y)
0.42%median 3.16% (-2.74%)
Rank #27 of 501Less risky than 94% of peers
Worst-ever drop
-3.19%median -2.36% (-0.84%)
Rank #198 of 501Less risky than 56% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+4%
2021
+3%
2022
+7%
2023
+8%
2024
+7%
2025
+3%
2026
Best year
2024 · 7.96%
Worst year
2022 · 2.51%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.4%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.19%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year5.56%
CAGR — 3 years7.09%
CAGR — 5 years6.21%
CAGR — since launch6.22%
Volatility — 1 year (annualised)0.16%
Volatility — 3 years (annualised)0.42%
Max drawdown — 1 year-0.02%
Max drawdown — 3 years-0.13%
Sharpe ratio — 1 year (rf=6%)-10.09
Sharpe ratio — 3 years (rf=6%)-1.47

Fund info

Fund house
SBI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
INF200KA1W91
ISIN (Div re-invest)
—
Fund code
148999
First price on record
24 Jun 2021 · 1,597 daily prices

About SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth is a IDF offered by SBI Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth is ₹13.5293 (as of 30 Jun 2026). Historically, it has delivered 5.55% over the last year, 7.09% CAGR over 3 years, 6.21% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth?+

The latest NAV of SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth is ₹13.5293 as of 30 Jun 2026, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth has delivered 1-year return 5.55%, 3-year CAGR 7.09%, 5-year CAGR 6.21%, since-inception CAGR 6.22%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth belong to?+

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 0.4%, SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth a direct plan?+

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) Series 45 (1840 Days) - Direct Plan - Growth has NAV history available from 24 Jun 2021 — approximately 5 years of track record and 1,597 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.