MF Gyan
indexHigh risk5 years oldCooling recently (last 6m ≈ -3% p.a.)

Kotak Nifty 50 Index Fund - Direct Plan - Growth

Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market. From Kotak Mahindra Mutual Fund. It's been running since 24 Jun 2021.

Latest price per unit
₹15.898
▲ 0.12% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.6k
▼ ₹2.4k loss · -2.4% / year
Invested 3 years ago
₹1.26 L
▲ ₹25.7k gain · 7.9% / year
Invested 5 years ago
₹1.44 L
▲ ₹44.4k gain · 7.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.85 L
Gain / loss+₹5.4k
XIRR (annualised)2.04%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.86 L
Projected gain*+₹5.8k
*at this fund's historical rate of 2.04% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Other Scheme - Index Funds

Same plan
1-year return
-2.42%median 5.83% (-8.25%)
Rank #424 of 501Beats 14% of peers
3-year return
7.93%median 7.64% (+0.29%)
Rank #121 of 501Beats 57% of peers
5-year return
7.62%median 7.98% (-0.36%)
Rank #49 of 501Beats 38% of peers
Bumpiness (3Y)
13.19%median 13.32% (-0.13%)
Rank #215 of 501Less risky than 57% of peers
Worst-ever drop
-16.45%median -17.34% (+0.89%)
Rank #268 of 501Less risky than 46% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+10%
2021
+4%
2022
+20%
2023
+10%
2024
+11%
2025
-8%
2026
Best year
2023 · 20.29%
Worst year
2026 · -7.80%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.2%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.45%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak Nifty 50 Index Fund - Direct Plan - Growth against other index funds.

Technical details (for the pros)
CAGR — 1 year-2.42%
CAGR — 3 years7.93%
CAGR — 5 years7.62%
CAGR — since launch9.29%
Volatility — 1 year (annualised)13.13%
Volatility — 3 years (annualised)13.19%
Max drawdown — 1 year-15.11%
Max drawdown — 3 years-15.65%
Sharpe ratio — 1 year (rf=6%)-0.65
Sharpe ratio — 3 years (rf=6%)0.14

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Other Scheme - Index Funds
Plan
Direct
Option
Growth
ISIN (Growth)
INF174KA1HA7
ISIN (Div re-invest)
—
Fund code
148978
First price on record
24 Jun 2021 · 1,282 daily prices

About Kotak Nifty 50 Index Fund - Direct Plan - Growth

Kotak Nifty 50 Index Fund - Direct Plan - Growth is a Other Scheme - Index Funds offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 5 years of NAV track record. The fund falls in the index category — Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

The current NAV of Kotak Nifty 50 Index Fund - Direct Plan - Growth is ₹15.8980 (as of 4 Sep 2026). Historically, it has delivered -2.42% over the last year, 7.93% CAGR over 3 years, 7.62% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 16.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak Nifty 50 Index Fund - Direct Plan - Growth?+

The latest NAV of Kotak Nifty 50 Index Fund - Direct Plan - Growth is ₹15.8980 as of 4 Sep 2026, up 0.12% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak Nifty 50 Index Fund - Direct Plan - Growth?+

Kotak Nifty 50 Index Fund - Direct Plan - Growth has delivered 1-year return -2.42%, 3-year CAGR 7.93%, 5-year CAGR 7.62%, since-inception CAGR 9.29%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak Nifty 50 Index Fund - Direct Plan - Growth belong to?+

Kotak Nifty 50 Index Fund - Direct Plan - Growth is categorised as Other Scheme - Index Funds. Copies an index like the Nifty 50 or Sensex. Low fees, no active fund manager, returns match the market.

How risky is Kotak Nifty 50 Index Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.2%, Kotak Nifty 50 Index Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak Nifty 50 Index Fund - Direct Plan - Growth a direct plan?+

Kotak Nifty 50 Index Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak Nifty 50 Index Fund - Direct Plan - Growth?+

Kotak Nifty 50 Index Fund - Direct Plan - Growth has NAV history available from 24 Jun 2021 — approximately 5 years of track record and 1,282 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.