MF Gyan
mid capHigh risk6 years oldAccelerating recently (last 6m ≈ 27% p.a.)

ITI Mid Cap Fund - Direct Plan - IDCW Option

Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings. From ITI Mutual Fund. It's been running since 10 Mar 2021.

Latest price per unit
₹23.9452
▼ 0.45% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.11 L
▲ ₹10.6k gain · 10.6% / year
Invested 3 years ago
₹1.63 L
▲ ₹63.0k gain · 17.7% / year
Invested 5 years ago
₹2.02 L
▲ ₹1.02 L gain · 15.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.08 L
Gain / loss+₹28.5k
XIRR (annualised)10.27%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.12 L
Projected gain*+₹31.6k
*at this fund's historical rate of 10.27% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 50 other funds in Equity Scheme - Mid Cap Fund

Same plan
1-year return
10.62%median 8.40% (+2.22%)
Rank #21 of 51Beats 58% of peers
3-year return
17.68%median 16.40% (+1.28%)
Rank #15 of 51Beats 68% of peers
5-year return
15.05%median 14.35% (+0.70%)
Rank #17 of 51Beats 60% of peers
Bumpiness (3Y)
18.49%median 16.71% (+1.78%)
Rank #40 of 51Less risky than 22% of peers
Worst-ever drop
-22.66%median -36.43% (+13.77%)
Rank #43 of 51Less risky than 14% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+16%
2021
+3%
2022
+43%
2023
+26%
2024
+6%
2025
+2%
2026
Best year
2023 · 43.17%
Worst year
2026 · 1.98%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.5%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-22.66%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of ITI Mid Cap Fund - Direct Plan - IDCW Option against other mid cap funds.

Technical details (for the pros)
CAGR — 1 year10.62%
CAGR — 3 years17.68%
CAGR — 5 years15.05%
CAGR — since launch17.26%
Volatility — 1 year (annualised)16.20%
Volatility — 3 years (annualised)18.49%
Max drawdown — 1 year-17.94%
Max drawdown — 3 years-22.35%
Sharpe ratio — 1 year (rf=6%)0.27
Sharpe ratio — 3 years (rf=6%)0.58

Fund info

Fund house
ITI Mutual Fund
Category
Equity Scheme - Mid Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF00XX01937
ISIN (Div re-invest)
INF00XX01945
Fund code
148731
First price on record
10 Mar 2021 · 1,351 daily prices

About ITI Mid Cap Fund - Direct Plan - IDCW Option

ITI Mid Cap Fund - Direct Plan - IDCW Option is a Equity Scheme - Mid Cap Fund offered by ITI Mutual Fund under the Direct plan with the IDCW option. It has approximately 6 years of NAV track record. The fund falls in the mid cap category — Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

The current NAV of ITI Mid Cap Fund - Direct Plan - IDCW Option is ₹23.9452 (as of 4 Sep 2026). Historically, it has delivered 10.61% over the last year, 17.68% CAGR over 3 years, 15.05% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 22.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of ITI Mid Cap Fund - Direct Plan - IDCW Option?+

The latest NAV of ITI Mid Cap Fund - Direct Plan - IDCW Option is ₹23.9452 as of 4 Sep 2026, down 0.45% from the previous day. NAV is updated once a business day after the market close.

What are the returns of ITI Mid Cap Fund - Direct Plan - IDCW Option?+

ITI Mid Cap Fund - Direct Plan - IDCW Option has delivered 1-year return 10.61%, 3-year CAGR 17.68%, 5-year CAGR 15.05%, since-inception CAGR 17.26%. Returns are historical and don't predict future performance — markets move in cycles.

What category does ITI Mid Cap Fund - Direct Plan - IDCW Option belong to?+

ITI Mid Cap Fund - Direct Plan - IDCW Option is categorised as Equity Scheme - Mid Cap Fund. Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

How risky is ITI Mid Cap Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 18.5%, ITI Mid Cap Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is ITI Mid Cap Fund - Direct Plan - IDCW Option a direct plan?+

ITI Mid Cap Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is ITI Mid Cap Fund - Direct Plan - IDCW Option?+

ITI Mid Cap Fund - Direct Plan - IDCW Option has NAV history available from 10 Mar 2021 — approximately 6 years of track record and 1,351 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.