otherLow risk

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - IDCW

A specialised fund. Check the scheme details for what it invests in. From SBI Mutual Fund. It's been running since 17 Feb 2021.

Latest price per unit

₹15.0696

▼ 0.01% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.04 L

▲ ₹3.9k gain · 3.9% / year

Invested 3 years ago

₹1.22 L

▲ ₹22.1k gain · 6.9% / year

Invested 5 years ago

₹1.41 L

▲ ₹41.1k gain · 7.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.6%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-4.45%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year3.88%

CAGR — 3 years6.87%

CAGR — 5 years7.12%

CAGR — since launch7.62%

Volatility — 1 year (annualised)4.33%

Volatility — 3 years (annualised)3.63%

Max drawdown — 1 year-4.45%

Max drawdown — 3 years-4.45%

Sharpe ratio — 1 year (rf=6%)-0.48

Sharpe ratio — 3 years (rf=6%)0.23

Fund info

Fund house: SBI Mutual Fund
Category: Solution Oriented Scheme - Retirement Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF200KA1T47
ISIN (Div re-invest): —
Fund code: 148689
First price on record: 17 Feb 2021 · 1,350 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.