MF Gyan
hybridVery high risk7 years old

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From UTI Mutual Fund. It's been running since 17 Feb 2020.

Latest price per unit
₹4.0131
▲ 294.02% today
As of 27 Jan 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹4.39 L
▲ ₹3.39 L gain · 339.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹2.50 L
Gain / loss+₹1.90 L
XIRR (annualised)898.50%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹95.40 L
Projected gain*+₹94.80 L
*at this fund's historical rate of 898.50% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 56 other funds in Hybrid Scheme - Conservative Hybrid Fund

Same plan
1-year return
339.47%median 4.37% (+335.10%)
Rank #2 of 57Beats 98% of peers
Bumpiness (3Y)
102.44%median 4.57% (+97.87%)
Rank #50 of 57Less risky than 8% of peers
Worst-ever drop
-24.12%median -10.47% (-13.65%)
Rank #5 of 57Less risky than 93% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 3 years were positive.

+8%
2020
-16%
2021
+296%
2022
Best year
2022 · 296.47%
Worst year
2021 · -15.60%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
102.4%

The value swings roughly 102% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-24.12%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year339.47%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch93.54%
Volatility — 1 year (annualised)140.17%
Volatility — 3 years (annualised)102.44%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-24.12%
Sharpe ratio — 1 year (rf=6%)1.06
Sharpe ratio — 3 years (rf=6%)0.61

Fund info

Fund house
UTI Mutual Fund
Category
Hybrid Scheme - Conservative Hybrid Fund
Plan
Direct
Option
—
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
148112
First price on record
17 Feb 2020 · 471 daily prices

About UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option is a Hybrid Scheme - Conservative Hybrid Fund offered by UTI Mutual Fund under the Direct. It has approximately 7 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option is ₹4.0131 (as of 27 Jan 2022). Historically, it has delivered 339.02% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 102.4% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 24.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option?+

The latest NAV of UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option is ₹4.0131 as of 27 Jan 2022, up 294.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option?+

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option has delivered 1-year return 339.02%, since-inception CAGR 93.54%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option belong to?+

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option is categorised as Hybrid Scheme - Conservative Hybrid Fund. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option?+

Based on its 3-year annualised volatility of 102.4%, UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option a direct plan?+

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option is a Direct plan (no distributor commission — lower expense ratio).

How old is UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option?+

UTI - Regular Saving Fund (Segregated - 17022020) - Direct Plan - Monthly Payment Option has NAV history available from 17 Feb 2020 — approximately 7 years of track record and 471 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.