MF Gyan
debtVery high risk7 years old

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 17 Feb 2020.

Latest price per unit
₹7.3484
▲ 293.59% today
As of 27 Jan 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹4.39 L
▲ ₹3.39 L gain · 339.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹2.50 L
Gain / loss+₹1.90 L
XIRR (annualised)897.00%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹94.68 L
Projected gain*+₹94.08 L
*at this fund's historical rate of 897.00% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 89 other funds in Debt Scheme - Corporate Bond Fund

Same plan
1-year return
339.00%median 2.99% (+336.01%)
Rank #2 of 90Beats 99% of peers
Bumpiness (3Y)
102.37%median 2.72% (+99.65%)
Rank #87 of 90Less risky than 2% of peers
Worst-ever drop
-24.15%median -5.38% (-18.77%)
Rank #8 of 90Less risky than 92% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 3 years were positive.

+8%
2020
-16%
2021
+296%
2022
Best year
2022 · 296.05%
Worst year
2021 · -15.63%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
102.4%

The value swings roughly 102% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-24.15%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year339.00%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch93.40%
Volatility — 1 year (annualised)140.06%
Volatility — 3 years (annualised)102.37%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-24.15%
Sharpe ratio — 1 year (rf=6%)1.06
Sharpe ratio — 3 years (rf=6%)0.61

Fund info

Fund house
UTI Mutual Fund
Category
Debt Scheme - Corporate Bond Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
148086
First price on record
17 Feb 2020 · 471 daily prices

About UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option is a Debt Scheme - Corporate Bond Fund offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option is ₹7.3484 (as of 27 Jan 2022). Historically, it has delivered 338.55% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 102.4% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 24.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option?+

The latest NAV of UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option is ₹7.3484 as of 27 Jan 2022, up 293.59% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option?+

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option has delivered 1-year return 338.55%, since-inception CAGR 93.40%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option belong to?+

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option is categorised as Debt Scheme - Corporate Bond Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 102.4%, UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option a direct plan?+

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option?+

UTI - Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option has NAV history available from 17 Feb 2020 — approximately 7 years of track record and 471 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.