MF Gyan
small capHigh risk7 years oldAccelerating recently (last 6m ≈ 32% p.a.)

BANDHAN Small Cap Fund - Direct Plan - IDCW

Invests in smaller companies (ranked 251+). Can grow the fastest, but also drops the hardest during market slumps. From Bandhan Mutual Fund. It's been running since 26 Feb 2020.

Latest price per unit
₹40.172
▲ 0.64% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹7.8k gain · 7.8% / year
Invested 3 years ago
₹1.60 L
▲ ₹60.3k gain · 17.0% / year
Invested 5 years ago
₹1.85 L
▲ ₹85.1k gain · 13.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.07 L
Gain / loss+₹26.6k
XIRR (annualised)9.62%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.09 L
Projected gain*+₹29.4k
*at this fund's historical rate of 9.62% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 56 other funds in Equity Scheme - Small Cap Fund

Same plan
1-year return
7.83%median 12.15% (-4.32%)
Rank #41 of 57Beats 23% of peers
3-year return
17.04%median 16.20% (+0.84%)
Rank #20 of 57Beats 54% of peers
5-year return
13.10%median 15.72% (-2.62%)
Rank #29 of 57Beats 28% of peers
Bumpiness (3Y)
18.90%median 17.60% (+1.30%)
Rank #42 of 57Less risky than 27% of peers
Worst-ever drop
-26.48%median -39.86% (+13.38%)
Rank #42 of 57Less risky than 27% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+52%
2020
+47%
2021
-10%
2022
+47%
2023
+34%
2024
-8%
2025
+6%
2026
Best year
2020 · 51.50%
Worst year
2022 · -10.22%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.9%

The value swings roughly 19% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.48%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BANDHAN Small Cap Fund - Direct Plan - IDCW against other small cap funds.

Technical details (for the pros)
CAGR — 1 year7.83%
CAGR — 3 years17.04%
CAGR — 5 years13.10%
CAGR — since launch23.77%
Volatility — 1 year (annualised)16.26%
Volatility — 3 years (annualised)18.90%
Max drawdown — 1 year-21.02%
Max drawdown — 3 years-26.48%
Sharpe ratio — 1 year (rf=6%)0.10
Sharpe ratio — 3 years (rf=6%)0.53

Fund info

Fund house
Bandhan Mutual Fund
Category
Equity Scheme - Small Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF194KB1AM2
ISIN (Div re-invest)
—
Fund code
147943
First price on record
26 Feb 2020 · 1,618 daily prices

About BANDHAN Small Cap Fund - Direct Plan - IDCW

BANDHAN Small Cap Fund - Direct Plan - IDCW is a Equity Scheme - Small Cap Fund offered by Bandhan Mutual Fund under the Direct plan with the IDCW option. It has approximately 7 years of NAV track record. The fund falls in the small cap category — Invests in smaller companies (ranked 251+). Can grow the fastest, but also drops the hardest during market slumps.

The current NAV of BANDHAN Small Cap Fund - Direct Plan - IDCW is ₹40.1720 (as of 4 Sep 2026). Historically, it has delivered 7.82% over the last year, 17.04% CAGR over 3 years, 13.10% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 26.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BANDHAN Small Cap Fund - Direct Plan - IDCW?+

The latest NAV of BANDHAN Small Cap Fund - Direct Plan - IDCW is ₹40.1720 as of 4 Sep 2026, up 0.64% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BANDHAN Small Cap Fund - Direct Plan - IDCW?+

BANDHAN Small Cap Fund - Direct Plan - IDCW has delivered 1-year return 7.82%, 3-year CAGR 17.04%, 5-year CAGR 13.10%, since-inception CAGR 23.77%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BANDHAN Small Cap Fund - Direct Plan - IDCW belong to?+

BANDHAN Small Cap Fund - Direct Plan - IDCW is categorised as Equity Scheme - Small Cap Fund. Invests in smaller companies (ranked 251+). Can grow the fastest, but also drops the hardest during market slumps.

How risky is BANDHAN Small Cap Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 18.9%, BANDHAN Small Cap Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BANDHAN Small Cap Fund - Direct Plan - IDCW a direct plan?+

BANDHAN Small Cap Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is BANDHAN Small Cap Fund - Direct Plan - IDCW?+

BANDHAN Small Cap Fund - Direct Plan - IDCW has NAV history available from 26 Feb 2020 — approximately 7 years of track record and 1,618 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.