MF Gyan
sectorHigh risk7 years oldCooling recently (last 6m ≈ 5% p.a.)

Tata Focused Fund - Direct Plan - Growth Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Tata Mutual Fund. It's been running since 6 Dec 2019.

Latest price per unit
₹25.4444
▲ 0.36% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.7k
▼ ₹297 loss · -0.3% / year
Invested 3 years ago
₹1.35 L
▲ ₹35.4k gain · 10.6% / year
Invested 5 years ago
₹1.64 L
▲ ₹64.0k gain · 10.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.90 L
Gain / loss+₹9.7k
XIRR (annualised)3.60%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.90 L
Projected gain*+₹10.3k
*at this fund's historical rate of 3.60% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 44 other funds in Equity Scheme - Focused Fund

Same plan
1-year return
-0.30%median 5.90% (-6.19%)
Rank #30 of 45Beats 34% of peers
3-year return
10.63%median 12.38% (-1.75%)
Rank #26 of 45Beats 40% of peers
5-year return
10.40%median 10.97% (-0.57%)
Rank #16 of 45Beats 46% of peers
Bumpiness (3Y)
14.65%median 15.63% (-0.97%)
Rank #13 of 45Less risky than 73% of peers
Worst-ever drop
-37.28%median -34.55% (-2.73%)
Rank #16 of 45Less risky than 61% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+14%
2020
+35%
2021
+5%
2022
+29%
2023
+20%
2024
+1%
2025
-3%
2026
Best year
2021 · 34.76%
Worst year
2026 · -3.49%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.7%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-37.28%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Tata Focused Fund - Direct Plan - Growth Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year-0.30%
CAGR — 3 years10.63%
CAGR — 5 years10.40%
CAGR — since launch14.86%
Volatility — 1 year (annualised)13.63%
Volatility — 3 years (annualised)14.65%
Max drawdown — 1 year-14.16%
Max drawdown — 3 years-19.60%
Sharpe ratio — 1 year (rf=6%)-0.46
Sharpe ratio — 3 years (rf=6%)0.30

Fund info

Fund house
Tata Mutual Fund
Category
Equity Scheme - Focused Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF277K017X9
ISIN (Div re-invest)
—
Fund code
147757
First price on record
6 Dec 2019 · 1,666 daily prices

About Tata Focused Fund - Direct Plan - Growth Option

Tata Focused Fund - Direct Plan - Growth Option is a Equity Scheme - Focused Fund offered by Tata Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Tata Focused Fund - Direct Plan - Growth Option is ₹25.4444 (as of 4 Sep 2026). Historically, it has delivered -0.30% over the last year, 10.63% CAGR over 3 years, 10.40% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 37.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Tata Focused Fund - Direct Plan - Growth Option?+

The latest NAV of Tata Focused Fund - Direct Plan - Growth Option is ₹25.4444 as of 4 Sep 2026, up 0.36% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Tata Focused Fund - Direct Plan - Growth Option?+

Tata Focused Fund - Direct Plan - Growth Option has delivered 1-year return -0.30%, 3-year CAGR 10.63%, 5-year CAGR 10.40%, since-inception CAGR 14.86%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Tata Focused Fund - Direct Plan - Growth Option belong to?+

Tata Focused Fund - Direct Plan - Growth Option is categorised as Equity Scheme - Focused Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Tata Focused Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 14.7%, Tata Focused Fund - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Tata Focused Fund - Direct Plan - Growth Option a direct plan?+

Tata Focused Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Tata Focused Fund - Direct Plan - Growth Option?+

Tata Focused Fund - Direct Plan - Growth Option has NAV history available from 6 Dec 2019 — approximately 7 years of track record and 1,666 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.