MF Gyan
hybridModerate risk7 years oldCooling recently (last 6m ≈ -6% p.a.)

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Baroda BNP Paribas Mutual Fund. It's been running since 30 Jul 2019.

Latest price per unit
₹14.0056
▼ 0.14% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.3k
▼ ₹1.7k loss · -1.7% / year
Invested 3 years ago
₹1.13 L
▲ ₹12.9k gain · 4.1% / year
Invested 5 years ago
₹1.12 L
▲ ₹12.1k gain · 2.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹109
XIRR (annualised)0.04%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹115
*at this fund's historical rate of 0.04% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 73 other funds in Hybrid Scheme - Equity Savings

Same plan
1-year return
-1.74%median 4.08% (-5.82%)
Rank #65 of 74Beats 12% of peers
3-year return
4.12%median 7.47% (-3.35%)
Rank #52 of 74Beats 24% of peers
5-year return
2.32%median 6.90% (-4.59%)
Rank #48 of 74Beats 18% of peers
Bumpiness (3Y)
8.89%median 5.65% (+3.24%)
Rank #66 of 74Less risky than 11% of peers
Worst-ever drop
-13.00%median -16.70% (+3.70%)
Rank #57 of 74Less risky than 23% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+13%
2020
+8%
2021
-2%
2022
+6%
2023
+12%
2024
-1%
2025
-5%
2026
Best year
2020 · 13.06%
Worst year
2026 · -5.20%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
8.9%

The value swings roughly 9% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.00%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year-1.74%
CAGR — 3 years4.12%
CAGR — 5 years2.32%
CAGR — since launch4.83%
Volatility — 1 year (annualised)10.27%
Volatility — 3 years (annualised)8.89%
Max drawdown — 1 year-12.05%
Max drawdown — 3 years-13.00%
Sharpe ratio — 1 year (rf=6%)-0.76
Sharpe ratio — 3 years (rf=6%)-0.21

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Hybrid Scheme - Equity Savings
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
INF955L01IN9
Fund code
147498
First price on record
30 Jul 2019 · 1,751 daily prices

About Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option is a Hybrid Scheme - Equity Savings offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the IDCW option. It has approximately 7 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option is ₹14.0056 (as of 4 Sep 2026). Historically, it has delivered -1.74% over the last year, 4.12% CAGR over 3 years, 2.32% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 8.9% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 13.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option?+

The latest NAV of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option is ₹14.0056 as of 4 Sep 2026, down 0.14% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option?+

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option has delivered 1-year return -1.74%, 3-year CAGR 4.12%, 5-year CAGR 2.32%, since-inception CAGR 4.83%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option belong to?+

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 8.9%, Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option a direct plan?+

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option?+

Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW Option has NAV history available from 30 Jul 2019 — approximately 7 years of track record and 1,751 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.