MF Gyan
debtLow risk7 years oldSteady vs its 3-year pace

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Baroda BNP Paribas Mutual Fund. It's been running since 20 Jun 2019.

Latest price per unit
₹1,036.2854
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.8k
▼ ₹189 loss · -0.2% / year
Invested 3 years ago
₹1.04 L
▲ ₹3.6k gain · 1.2% / year
Invested 5 years ago
₹1.03 L
▲ ₹3.1k gain · 0.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.82 L
Gain / loss+₹1.7k
XIRR (annualised)0.64%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.82 L
Projected gain*+₹1.8k
*at this fund's historical rate of 0.64% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 86 other funds in Debt Scheme - Money Market Fund

Same plan
1-year return
-0.19%median 0.90% (-1.09%)
Rank #77 of 87Beats 7% of peers
3-year return
1.19%median 1.63% (-0.44%)
Rank #35 of 87Beats 49% of peers
5-year return
0.60%median 0.98% (-0.37%)
Rank #35 of 87Beats 44% of peers
Bumpiness (3Y)
1.70%median 0.57% (+1.13%)
Rank #68 of 87Less risky than 20% of peers
Worst-ever drop
-1.60%median -1.23% (-0.37%)
Rank #30 of 87Less risky than 66% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+1%
2019
+0%
2021
+0%
2022
+0%
2023
+3%
2024
+0%
2025
+0%
2026
Best year
2024 · 3.16%
Worst year
2022 · 0.00%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.7%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.60%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year-0.19%
CAGR — 3 years1.19%
CAGR — 5 years0.60%
CAGR — since launch0.49%
Volatility — 1 year (annualised)1.95%
Volatility — 3 years (annualised)1.70%
Max drawdown — 1 year-1.38%
Max drawdown — 3 years-1.60%
Sharpe ratio — 1 year (rf=6%)-3.18
Sharpe ratio — 3 years (rf=6%)-2.80

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Debt Scheme - Money Market Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF955L01IG3
ISIN (Div re-invest)
—
Fund code
147373
First price on record
20 Jun 2019 · 1,143 daily prices

About Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option is a Debt Scheme - Money Market Fund offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the IDCW option. It has approximately 7 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option is ₹1036.2854 (as of 4 Sep 2026). Historically, it has delivered -0.19% over the last year, 1.19% CAGR over 3 years, 0.60% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option?+

The latest NAV of Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option is ₹1036.2854 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option?+

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option has delivered 1-year return -0.19%, 3-year CAGR 1.19%, 5-year CAGR 0.60%, since-inception CAGR 0.49%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option belong to?+

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option is categorised as Debt Scheme - Money Market Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option?+

Based on its 3-year annualised volatility of 1.7%, Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option a direct plan?+

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option?+

Baroda BNP Paribas Money Market Fund - Direct Plan - Monthly IDCW Option has NAV history available from 20 Jun 2019 — approximately 7 years of track record and 1,143 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.