MF Gyan
otherLow risk7 years oldSteady vs its 3-year pace

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From SBI Mutual Fund. It's been running since 12 Jun 2019.

Latest price per unit
₹12.5001
▲ 0.02% today
As of 24 Aug 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.0k gain · 4.0% / year
Invested 3 years ago
₹1.21 L
▲ ₹21.5k gain · 6.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹14.9k
XIRR (annualised)5.32%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹15.5k
*at this fund's historical rate of 5.32% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
4.02%median 3.33% (+0.69%)
Rank #200 of 501Beats 51% of peers
3-year return
6.71%median 4.93% (+1.77%)
Rank #134 of 501Beats 53% of peers
Bumpiness (3Y)
1.64%median 3.16% (-1.52%)
Rank #201 of 501Less risky than 55% of peers
Worst-ever drop
-2.61%median -2.36% (-0.25%)
Rank #220 of 501Less risky than 51% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+6%
2019
+10%
2020
+4%
2021
+3%
2022
Best year
2020 · 10.16%
Worst year
2022 · 2.74%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.6%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.61%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year4.02%
CAGR — 3 years6.71%
CAGR — 5 years—
CAGR — since launch7.23%
Volatility — 1 year (annualised)0.17%
Volatility — 3 years (annualised)1.64%
Max drawdown — 1 year-0.07%
Max drawdown — 3 years-2.61%
Sharpe ratio — 1 year (rf=6%)-16.54
Sharpe ratio — 3 years (rf=6%)-0.45

Fund info

Fund house
SBI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
147333
First price on record
12 Jun 2019 · 996 daily prices

About SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth is a IDF offered by SBI Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth is ₹12.5001 (as of 24 Aug 2022). Historically, it has delivered 4.02% over the last year, 6.71% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth?+

The latest NAV of SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth is ₹12.5001 as of 24 Aug 2022, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth has delivered 1-year return 4.02%, 3-year CAGR 6.71%, since-inception CAGR 7.23%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth belong to?+

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 1.6%, SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth a direct plan?+

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth?+

SBI Fixed Maturity Plan (FMP) - Series 8 (1178 Days) - Direct Plan - Growth has NAV history available from 12 Jun 2019 — approximately 7 years of track record and 996 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.