MF Gyan
otherLow risk7 years oldSteady vs its 3-year pace

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 24 May 2019.

Latest price per unit
₹12.6339
▲ 0.01% today
As of 7 Jun 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.1k gain · 5.1% / year
Invested 3 years ago
₹1.25 L
▲ ₹25.3k gain · 7.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹17.7k
XIRR (annualised)6.46%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.99 L
Projected gain*+₹19.1k
*at this fund's historical rate of 6.46% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.10%median 3.33% (+1.77%)
Rank #195 of 501Beats 53% of peers
3-year return
7.80%median 4.93% (+2.86%)
Rank #109 of 501Beats 62% of peers
Bumpiness (3Y)
1.91%median 3.16% (-1.25%)
Rank #205 of 501Less risky than 54% of peers
Worst-ever drop
-2.42%median -2.36% (-0.06%)
Rank #223 of 501Less risky than 51% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+7%
2019
+9%
2020
+6%
2021
+2%
2022
Best year
2020 · 9.31%
Worst year
2022 · 1.85%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.9%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.42%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.10%
CAGR — 3 years7.80%
CAGR — 5 years—
CAGR — since launch7.90%
Volatility — 1 year (annualised)0.26%
Volatility — 3 years (annualised)1.91%
Max drawdown — 1 year-0.03%
Max drawdown — 3 years-2.42%
Sharpe ratio — 1 year (rf=6%)-3.25
Sharpe ratio — 3 years (rf=6%)0.95

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
147255
First price on record
24 May 2019 · 736 daily prices

About UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 7 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option is ₹12.6339 (as of 7 Jun 2022). Historically, it has delivered 5.10% over the last year, 7.80% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.9% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option?+

The latest NAV of UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option is ₹12.6339 as of 7 Jun 2022, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option?+

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option has delivered 1-year return 5.10%, 3-year CAGR 7.80%, since-inception CAGR 7.90%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option belong to?+

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 1.9%, UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option a direct plan?+

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option?+

UTI - Fixed Term Income Fund Series XXXI-XIV (1111 Days) - Direct Plan - Growth Option has NAV history available from 24 May 2019 — approximately 7 years of track record and 736 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.