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otherLow risk8 years oldSteady vs its 3-year pace

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 13 Mar 2019.

Latest price per unit
₹14.9762
▼ 0.01% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.4k gain · 4.4% / year
Invested 3 years ago
₹1.19 L
▲ ₹19.2k gain · 6.0% / year
Invested 5 years ago
₹1.28 L
▲ ₹28.2k gain · 5.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹14.6k
XIRR (annualised)5.38%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹15.7k
*at this fund's historical rate of 5.38% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 51 other funds in Solution Oriented Scheme - Retirement Fund

Same plan
1-year return
4.35%median 4.84% (-0.49%)
Rank #27 of 52Beats 43% of peers
3-year return
6.04%median 9.24% (-3.20%)
Rank #33 of 52Beats 20% of peers
5-year return
5.09%median 8.31% (-3.21%)
Rank #36 of 52Beats 8% of peers
Bumpiness (3Y)
1.11%median 10.77% (-9.66%)
Rank #1 of 52Less risky than 100% of peers
Worst-ever drop
-2.26%median -14.49% (+12.23%)
Rank #47 of 52Less risky than 0% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+8%
2020
+3%
2021
+2%
2022
+6%
2023
+7%
2024
+6%
2025
+3%
2026
Best year
2020 · 7.74%
Worst year
2022 · 2.29%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.1%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.26%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH against other other funds.

Technical details (for the pros)
CAGR — 1 year4.35%
CAGR — 3 years6.04%
CAGR — 5 years5.09%
CAGR — since launch5.54%
Volatility — 1 year (annualised)1.34%
Volatility — 3 years (annualised)1.11%
Max drawdown — 1 year-1.07%
Max drawdown — 3 years-1.07%
Sharpe ratio — 1 year (rf=6%)-1.16
Sharpe ratio — 3 years (rf=6%)0.10

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Solution Oriented Scheme - Retirement Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF209KB1K03
ISIN (Div re-invest)
—
Fund code
146943
First price on record
13 Mar 2019 · 1,812 daily prices

About Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH is a Solution Oriented Scheme - Retirement Fund offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH is ₹14.9762 (as of 4 Sep 2026). Historically, it has delivered 4.35% over the last year, 6.04% CAGR over 3 years, 5.09% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.1% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH?+

The latest NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH is ₹14.9762 as of 4 Sep 2026, down 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH?+

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH has delivered 1-year return 4.35%, 3-year CAGR 6.04%, 5-year CAGR 5.09%, since-inception CAGR 5.54%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH belong to?+

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH is categorised as Solution Oriented Scheme - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH?+

Based on its 3-year annualised volatility of 1.1%, Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH a direct plan?+

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH?+

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTH has NAV history available from 13 Mar 2019 — approximately 8 years of track record and 1,812 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.