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otherLow risk8 years oldSteady vs its 3-year pace

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 13 Mar 2019.

Latest price per unit
₹16.8531
▼ 0.02% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.8k gain · 5.8% / year
Invested 3 years ago
₹1.28 L
▲ ₹27.7k gain · 8.5% / year
Invested 5 years ago
₹1.42 L
▲ ₹41.6k gain · 7.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹19.5k
XIRR (annualised)7.15%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹21.3k
*at this fund's historical rate of 7.15% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 51 other funds in Solution Oriented Scheme - Retirement Fund

Same plan
1-year return
5.77%median 4.84% (+0.93%)
Rank #21 of 52Beats 57% of peers
3-year return
8.49%median 9.24% (-0.75%)
Rank #21 of 52Beats 50% of peers
5-year return
7.21%median 8.31% (-1.10%)
Rank #24 of 52Beats 39% of peers
Bumpiness (3Y)
3.66%median 10.77% (-7.11%)
Rank #6 of 52Less risky than 89% of peers
Worst-ever drop
-4.99%median -14.49% (+9.50%)
Rank #42 of 52Less risky than 11% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+9%
2020
+3%
2021
+3%
2022
+11%
2023
+11%
2024
+7%
2025
+4%
2026
Best year
2023 · 11.18%
Worst year
2022 · 2.80%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.7%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.99%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH against other other funds.

Technical details (for the pros)
CAGR — 1 year5.77%
CAGR — 3 years8.49%
CAGR — 5 years7.21%
CAGR — since launch7.21%
Volatility — 1 year (annualised)3.82%
Volatility — 3 years (annualised)3.66%
Max drawdown — 1 year-3.73%
Max drawdown — 3 years-3.73%
Sharpe ratio — 1 year (rf=6%)-0.04
Sharpe ratio — 3 years (rf=6%)0.68

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Solution Oriented Scheme - Retirement Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF209KB1J48
ISIN (Div re-invest)
—
Fund code
146940
First price on record
13 Mar 2019 · 1,812 daily prices

About Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH is a Solution Oriented Scheme - Retirement Fund offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH is ₹16.8531 (as of 4 Sep 2026). Historically, it has delivered 5.77% over the last year, 8.49% CAGR over 3 years, 7.21% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH?+

The latest NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH is ₹16.8531 as of 4 Sep 2026, down 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH?+

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH has delivered 1-year return 5.77%, 3-year CAGR 8.49%, 5-year CAGR 7.21%, since-inception CAGR 7.21%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH belong to?+

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH is categorised as Solution Oriented Scheme - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH?+

Based on its 3-year annualised volatility of 3.7%, Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH a direct plan?+

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH?+

Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTH has NAV history available from 13 Mar 2019 — approximately 8 years of track record and 1,812 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.