MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW

A specialised fund. Check the scheme details for what it invests in. From Bandhan Mutual Fund. It's been running since 14 Mar 2019.

Latest price per unit
₹11.5947
▲ 0.03% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.3k
▼ ₹722 loss · -0.7% / year
Invested 3 years ago
₹99.9k
▼ ₹133 loss · -0.0% / year
Invested 5 years ago
₹1.00 L
▲ ₹202 gain · 0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.83 L
Gain / loss+₹2.7k
XIRR (annualised)1.02%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.83 L
Projected gain*+₹2.9k
*at this fund's historical rate of 1.02% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-0.72%median 4.49% (-5.21%)
Rank #361 of 501Beats 17% of peers
3-year return
-0.04%median 6.00% (-6.04%)
Rank #183 of 501Beats 14% of peers
5-year return
0.04%median 4.91% (-4.87%)
Rank #51 of 501Beats 30% of peers
Bumpiness (3Y)
5.84%median 5.00% (+0.84%)
Rank #269 of 501Less risky than 46% of peers
Worst-ever drop
-8.57%median -6.85% (-1.72%)
Rank #222 of 501Less risky than 56% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+3%
2020
-1%
2021
+2%
2022
-0%
2023
+0%
2024
+2%
2025
+1%
2026
Best year
2020 · 3.21%
Worst year
2021 · -1.03%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.8%

The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.57%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-0.72%
CAGR — 3 years-0.04%
CAGR — 5 years0.04%
CAGR — since launch1.97%
Volatility — 1 year (annualised)5.32%
Volatility — 3 years (annualised)5.84%
Max drawdown — 1 year-4.60%
Max drawdown — 3 years-4.93%
Sharpe ratio — 1 year (rf=6%)-1.27
Sharpe ratio — 3 years (rf=6%)-1.04

Fund info

Fund house
Bandhan Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
INF194KB1793
ISIN (Div re-invest)
—
Fund code
146699
First price on record
14 Mar 2019 · 1,819 daily prices

About BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW is a Income offered by Bandhan Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW is ₹11.5947 (as of 4 Sep 2026). Historically, it has delivered -0.72% over the last year, -0.04% CAGR over 3 years, 0.04% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW?+

The latest NAV of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW is ₹11.5947 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW?+

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW has delivered 1-year return -0.72%, 3-year CAGR -0.04%, 5-year CAGR 0.04%, since-inception CAGR 1.97%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW belong to?+

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW?+

Based on its 3-year annualised volatility of 5.8%, BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW a direct plan?+

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW?+

BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - Half Yearly IDCW has NAV history available from 14 Mar 2019 — approximately 8 years of track record and 1,819 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.