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otherLow risk8 years oldSteady vs its 3-year pace

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 18 Mar 2019.

Latest price per unit
₹12.6068
▲ 0.01% today
As of 20 Apr 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.2k gain · 4.2% / year
Invested 3 years ago
₹1.25 L
▲ ₹24.8k gain · 7.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.97 L
Gain / loss+₹16.6k
XIRR (annualised)5.94%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.97 L
Projected gain*+₹17.5k
*at this fund's historical rate of 5.94% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
4.17%median 4.49% (-0.31%)
Rank #226 of 501Beats 48% of peers
3-year return
7.67%median 6.00% (+1.67%)
Rank #85 of 501Beats 60% of peers
Bumpiness (3Y)
1.75%median 5.00% (-3.25%)
Rank #131 of 501Less risky than 74% of peers
Worst-ever drop
-2.45%median -6.85% (+4.40%)
Rank #326 of 501Less risky than 35% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+8%
2019
+10%
2020
+4%
2021
+1%
2022
Best year
2020 · 10.00%
Worst year
2022 · 1.12%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.7%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.45%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year4.17%
CAGR — 3 years7.67%
CAGR — 5 years—
CAGR — since launch7.68%
Volatility — 1 year (annualised)0.23%
Volatility — 3 years (annualised)1.75%
Max drawdown — 1 year-0.05%
Max drawdown — 3 years-2.45%
Sharpe ratio — 1 year (rf=6%)-7.49
Sharpe ratio — 3 years (rf=6%)1.00

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
146640
First price on record
18 Mar 2019 · 747 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth is ₹12.6068 (as of 20 Apr 2022). Historically, it has delivered 4.17% over the last year, 7.67% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth is ₹12.6068 as of 20 Apr 2022, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth has delivered 1-year return 4.17%, 3-year CAGR 7.67%, since-inception CAGR 7.68%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth?+

Based on its 3-year annualised volatility of 1.7%, Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) - Direct Plan-Growth has NAV history available from 18 Mar 2019 — approximately 8 years of track record and 747 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.