MF Gyan
otherHigh risk8 years oldCooling recently (last 6m ≈ -35% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 18 Mar 2019.

Latest price per unit
₹10.00
▼ 20.72% today
As of 20 Apr 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹82.6k
▼ ₹17.4k loss · -17.4% / year
Invested 3 years ago
₹99.1k
▼ ₹942 loss · -0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.56 L
Gain / loss-₹24.1k
XIRR (annualised)-9.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.56 L
Projected gain*+-₹23.7k
*at this fund's historical rate of -9.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-17.44%median 4.49% (-21.93%)
Rank #423 of 501Beats 3% of peers
3-year return
-0.32%median 6.00% (-6.31%)
Rank #190 of 501Beats 10% of peers
Bumpiness (3Y)
13.82%median 5.00% (+8.82%)
Rank #365 of 501Less risky than 26% of peers
Worst-ever drop
-20.72%median -6.85% (-13.87%)
Rank #86 of 501Less risky than 83% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+8%
2019
+10%
2020
+4%
2021
-20%
2022
Best year
2020 · 10.04%
Worst year
2022 · -19.83%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.8%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-20.72%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-17.44%
CAGR — 3 years-0.32%
CAGR — 5 years—
CAGR — since launch-0.10%
Volatility — 1 year (annualised)23.71%
Volatility — 3 years (annualised)13.82%
Max drawdown — 1 year-20.72%
Max drawdown — 3 years-20.72%
Sharpe ratio — 1 year (rf=6%)-1.09
Sharpe ratio — 3 years (rf=6%)-0.46

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
146638
First price on record
18 Mar 2019 · 747 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW is ₹10.0000 (as of 20 Apr 2022). Historically, it has delivered -17.43% over the last year, -0.32% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 20.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW is ₹10.0000 as of 20 Apr 2022, down 20.72% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW has delivered 1-year return -17.43%, 3-year CAGR -0.32%, since-inception CAGR -0.10%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW?+

Based on its 3-year annualised volatility of 13.8%, Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series SJ (1135 days) -Direct - Payout of IDCW has NAV history available from 18 Mar 2019 — approximately 8 years of track record and 747 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.