MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 6 Mar 2019.

Latest price per unit
₹10.00
▼ 0.80% today
As of 10 May 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹96.6k
▼ ₹3.4k loss · -3.4% / year
Invested 3 years ago
₹98.2k
▼ ₹1.8k loss · -0.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.74 L
Gain / loss-₹5.6k
XIRR (annualised)-2.11%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.74 L
Projected gain*+-₹5.7k
*at this fund's historical rate of -2.11% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-3.45%median 3.33% (-6.78%)
Rank #307 of 501Beats 25% of peers
3-year return
-0.60%median 4.93% (-5.53%)
Rank #266 of 501Beats 6% of peers
Bumpiness (3Y)
4.28%median 3.16% (+1.12%)
Rank #245 of 501Less risky than 45% of peers
Worst-ever drop
-5.74%median -2.36% (-3.38%)
Rank #159 of 501Less risky than 65% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+2%
2019
+2%
2020
-3%
2021
-1%
2022
Best year
2019 · 2.04%
Worst year
2021 · -3.30%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.3%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-5.74%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-3.45%
CAGR — 3 years-0.60%
CAGR — 5 years—
CAGR — since launch-0.07%
Volatility — 1 year (annualised)3.51%
Volatility — 3 years (annualised)4.28%
Max drawdown — 1 year-3.83%
Max drawdown — 3 years-5.74%
Sharpe ratio — 1 year (rf=6%)-2.75
Sharpe ratio — 3 years (rf=6%)-1.55

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
146536
First price on record
6 Mar 2019 · 768 daily prices

About UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW is a IDF offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW is ₹10.0000 (as of 10 May 2022). Historically, it has delivered -3.45% over the last year, -0.60% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW?+

The latest NAV of UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW is ₹10.0000 as of 10 May 2022, down 0.80% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW?+

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW has delivered 1-year return -3.45%, 3-year CAGR -0.60%, since-inception CAGR -0.07%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW belong to?+

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW?+

Based on its 3-year annualised volatility of 4.3%, UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW a direct plan?+

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW?+

UTI Fixed Term Income Fund Series XXXI-VI (1167 Days) - Direct Plan - Quarterly IDCW has NAV history available from 6 Mar 2019 — approximately 8 years of track record and 768 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.