MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)

A specialised fund. Check the scheme details for what it invests in. From IDFC Mutual Fund. It's been running since 22 Feb 2019.

Latest price per unit
₹12.827
▲ 0.03% today
As of 6 May 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.1k gain · 4.1% / year
Invested 3 years ago
₹1.26 L
▲ ₹25.9k gain · 8.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.96 L
Gain / loss+₹16.2k
XIRR (annualised)5.98%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.98 L
Projected gain*+₹17.6k
*at this fund's historical rate of 5.98% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
4.08%median 4.49% (-0.40%)
Rank #226 of 501Beats 48% of peers
3-year return
7.99%median 6.00% (+1.99%)
Rank #79 of 501Beats 63% of peers
Bumpiness (3Y)
1.73%median 5.00% (-3.26%)
Rank #129 of 501Less risky than 74% of peers
Worst-ever drop
-2.44%median -6.85% (+4.40%)
Rank #327 of 501Less risky than 35% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+10%
2019
+10%
2020
+4%
2021
+1%
2022
Best year
2020 · 10.48%
Worst year
2022 · 1.34%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.7%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.44%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) against other other funds.

Technical details (for the pros)
CAGR — 1 year4.08%
CAGR — 3 years7.99%
CAGR — 5 years—
CAGR — since launch8.09%
Volatility — 1 year (annualised)0.24%
Volatility — 3 years (annualised)1.73%
Max drawdown — 1 year-0.06%
Max drawdown — 3 years-2.44%
Sharpe ratio — 1 year (rf=6%)-7.61
Sharpe ratio — 3 years (rf=6%)1.14

Fund info

Fund house
IDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
146505
First price on record
22 Feb 2019 · 773 daily prices

About IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) is a Income offered by IDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) is ₹12.8270 (as of 6 May 2022). Historically, it has delivered 4.08% over the last year, 7.99% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)?+

The latest NAV of IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) is ₹12.8270 as of 6 May 2022, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)?+

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) has delivered 1-year return 4.08%, 3-year CAGR 7.99%, since-inception CAGR 8.09%. Returns are historical and don't predict future performance — markets move in cycles.

What category does IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) belong to?+

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)?+

Based on its 3-year annualised volatility of 1.7%, IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) a direct plan?+

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days)?+

IDFC Fixed Term Plan Series 176 DIRECT PLAN-GROWTH (1170 days) has NAV history available from 22 Feb 2019 — approximately 8 years of track record and 773 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.