MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

A specialised fund. Check the scheme details for what it invests in. From SBI Mutual Fund. It's been running since 20 Dec 2018.

Latest price per unit
₹13.6968
▲ 0.02% today
As of 2 May 2023 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.6k gain · 5.6% / year
Invested 3 years ago
₹1.20 L
▲ ₹19.7k gain · 6.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.94 L
Gain / loss+₹13.9k
XIRR (annualised)5.18%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.95 L
Projected gain*+₹15.1k
*at this fund's historical rate of 5.18% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.60%median 3.33% (+2.27%)
Rank #190 of 501Beats 54% of peers
3-year return
6.18%median 4.93% (+1.25%)
Rank #138 of 501Beats 51% of peers
Bumpiness (3Y)
0.51%median 3.16% (-2.65%)
Rank #80 of 501Less risky than 82% of peers
Worst-ever drop
-2.46%median -2.36% (-0.10%)
Rank #223 of 501Less risky than 51% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+0%
2018
+11%
2019
+10%
2020
+4%
2021
+4%
2022
+2%
2023
Best year
2019 · 10.57%
Worst year
2018 · 0.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.5%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.46%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) against other other funds.

Technical details (for the pros)
CAGR — 1 year5.60%
CAGR — 3 years6.18%
CAGR — 5 years—
CAGR — since launch7.43%
Volatility — 1 year (annualised)0.42%
Volatility — 3 years (annualised)0.51%
Max drawdown — 1 year-0.58%
Max drawdown — 3 years-0.65%
Sharpe ratio — 1 year (rf=6%)-3.91
Sharpe ratio — 3 years (rf=6%)-2.29

Fund info

Fund house
SBI Mutual Fund
Category
IDF
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
145744
First price on record
20 Dec 2018 · 1,366 daily prices

About SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a IDF offered by SBI Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹13.6968 (as of 2 May 2023). Historically, it has delivered 5.60% over the last year, 6.18% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+

The latest NAV of SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹13.6968 as of 2 May 2023, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has delivered 1-year return 5.60%, 3-year CAGR 6.18%, since-inception CAGR 7.43%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) belong to?+

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+

Based on its 3-year annualised volatility of 0.5%, SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) a direct plan?+

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?+

SBI Debt Fund Series - C - 32 (380 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) has NAV history available from 20 Dec 2018 — approximately 8 years of track record and 1,366 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.