MF Gyan
otherHigh risk8 years oldCooling recently (last 6m ≈ -39% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 11 Dec 2018.

Latest price per unit
₹10.00
▼ 23.19% today
As of 28 Apr 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹80.0k
▼ ₹20.0k loss · -20.0% / year
Invested 3 years ago
₹96.1k
▼ ₹3.9k loss · -1.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.51 L
Gain / loss-₹28.7k
XIRR (annualised)-11.03%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.52 L
Projected gain*+-₹27.6k
*at this fund's historical rate of -11.03% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-19.96%median 4.49% (-24.45%)
Rank #426 of 501Beats 2% of peers
3-year return
-1.31%median 6.00% (-7.31%)
Rank #200 of 501Beats 6% of peers
Bumpiness (3Y)
15.67%median 5.00% (+10.68%)
Rank #406 of 501Less risky than 18% of peers
Worst-ever drop
-23.19%median -6.85% (-16.35%)
Rank #67 of 501Less risky than 87% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 5 years were positive.

+1%
2018
+11%
2019
+10%
2020
+4%
2021
-22%
2022
Best year
2019 · 10.95%
Worst year
2022 · -22.22%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.7%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-23.19%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-19.96%
CAGR — 3 years-1.31%
CAGR — 5 years—
CAGR — since launch0.04%
Volatility — 1 year (annualised)26.89%
Volatility — 3 years (annualised)15.67%
Max drawdown — 1 year-23.19%
Max drawdown — 3 years-23.19%
Sharpe ratio — 1 year (rf=6%)-1.08
Sharpe ratio — 3 years (rf=6%)-0.47

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
145686
First price on record
11 Dec 2018 · 819 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW is ₹10.0000 (as of 28 Apr 2022). Historically, it has delivered -19.95% over the last year, -1.31% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 23.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW is ₹10.0000 as of 28 Apr 2022, down 23.19% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW has delivered 1-year return -19.95%, 3-year CAGR -1.31%, since-inception CAGR 0.04%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW?+

Based on its 3-year annualised volatility of 15.7%, Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series RR (1240 days) - Direct - Payout of IDCW has NAV history available from 11 Dec 2018 — approximately 8 years of track record and 819 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.