MF Gyan
otherModerate risk8 years oldCooling recently (last 6m ≈ -10% p.a.)

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 17 Dec 2018.

Latest price per unit
₹10.00
▼ 1.25% today
As of 19 Apr 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.3k
▼ ₹1.7k loss · -1.7% / year
Invested 3 years ago
₹98.8k
▼ ₹1.2k loss · -0.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.71 L
Gain / loss-₹9.3k
XIRR (annualised)-3.49%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.71 L
Projected gain*+-₹9.4k
*at this fund's historical rate of -3.49% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-1.73%median 3.33% (-5.06%)
Rank #272 of 501Beats 34% of peers
3-year return
-0.39%median 4.93% (-5.33%)
Rank #259 of 501Beats 9% of peers
Bumpiness (3Y)
8.41%median 3.16% (+5.25%)
Rank #348 of 501Less risky than 22% of peers
Worst-ever drop
-9.61%median -2.36% (-7.26%)
Rank #85 of 501Less risky than 81% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 5 years were positive.

+1%
2018
+7%
2019
+1%
2020
-2%
2021
-6%
2022
Best year
2019 · 7.29%
Worst year
2022 · -6.44%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
8.4%

The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.61%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-1.73%
CAGR — 3 years-0.39%
CAGR — 5 years—
CAGR — since launch-0.01%
Volatility — 1 year (annualised)7.02%
Volatility — 3 years (annualised)8.41%
Max drawdown — 1 year-7.37%
Max drawdown — 3 years-9.61%
Sharpe ratio — 1 year (rf=6%)-1.11
Sharpe ratio — 3 years (rf=6%)-0.76

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
145655
First price on record
17 Dec 2018 · 808 daily prices

About UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW is a IDF offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW is ₹10.0000 (as of 19 Apr 2022). Historically, it has delivered -1.73% over the last year, -0.39% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 8.4% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 9.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW?+

The latest NAV of UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW is ₹10.0000 as of 19 Apr 2022, down 1.25% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW?+

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW has delivered 1-year return -1.73%, 3-year CAGR -0.39%, since-inception CAGR -0.01%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW belong to?+

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW?+

Based on its 3-year annualised volatility of 8.4%, UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW a direct plan?+

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW?+

UTI Fixed Term Income Fund Series XXX-XIII (1224 Days) - Direct Plan - Annual IDCW has NAV history available from 17 Dec 2018 — approximately 8 years of track record and 808 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.