MF Gyan
hybridModerate risk8 years oldSteady vs its 3-year pace

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Baroda BNP Paribas Mutual Fund. It's been running since 20 Nov 2018.

Latest price per unit
₹28.6858
▼ 0.14% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹9.2k gain · 9.2% / year
Invested 3 years ago
₹1.43 L
▲ ₹43.5k gain · 12.8% / year
Invested 5 years ago
₹1.73 L
▲ ₹72.9k gain · 11.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.06 L
Gain / loss+₹26.2k
XIRR (annualised)9.48%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.09 L
Projected gain*+₹28.9k
*at this fund's historical rate of 9.48% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 24 other funds in Hybrid Schemes - Balanced Advantage Fund/ Dynamic Asset Allocation

Same plan
1-year return
9.21%median 1.19% (+8.02%)
Rank #1 of 25Beats 100% of peers
3-year return
12.79%median 9.13% (+3.66%)
Rank #1 of 25Beats 100% of peers
5-year return
11.57%median 4.49% (+7.08%)
Rank #1 of 25Beats 100% of peers
Bumpiness (3Y)
10.46%median 8.40% (+2.06%)
Rank #20 of 25Less risky than 21% of peers
Worst-ever drop
-20.72%median -13.88% (-6.83%)
Rank #5 of 25Less risky than 79% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+28%
2020
+18%
2021
+3%
2022
+22%
2023
+16%
2024
+9%
2025
+3%
2026
Best year
2020 · 27.74%
Worst year
2026 · 2.77%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
10.5%

The value swings roughly 10% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-20.72%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year9.21%
CAGR — 3 years12.79%
CAGR — 5 years11.57%
CAGR — since launch14.44%
Volatility — 1 year (annualised)10.97%
Volatility — 3 years (annualised)10.46%
Max drawdown — 1 year-9.71%
Max drawdown — 3 years-11.46%
Sharpe ratio — 1 year (rf=6%)0.28
Sharpe ratio — 3 years (rf=6%)0.61

Fund info

Fund house
Baroda BNP Paribas Mutual Fund
Category
Hybrid Schemes - Balanced Advantage Fund/ Dynamic Asset Allocation
Plan
Direct
Option
Growth
ISIN (Growth)
INF955L01HF7
ISIN (Div re-invest)
—
Fund code
145396
First price on record
20 Nov 2018 · 1,922 daily prices

About Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option is a Hybrid Schemes - Balanced Advantage Fund/ Dynamic Asset Allocation offered by Baroda BNP Paribas Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option is ₹28.6858 (as of 4 Sep 2026). Historically, it has delivered 9.21% over the last year, 12.79% CAGR over 3 years, 11.57% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 10.5% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 20.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option?+

The latest NAV of Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option is ₹28.6858 as of 4 Sep 2026, down 0.14% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option has delivered 1-year return 9.21%, 3-year CAGR 12.79%, 5-year CAGR 11.57%, since-inception CAGR 14.44%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option belong to?+

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option is categorised as Hybrid Schemes - Balanced Advantage Fund/ Dynamic Asset Allocation. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 10.5%, Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option a direct plan?+

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option?+

Baroda BNP Paribas Balanced Advantage Fund - Direct Plan - Growth Option has NAV history available from 20 Nov 2018 — approximately 8 years of track record and 1,922 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.