MF Gyan
sectorHigh risk8 years oldSteady vs its 3-year pace

Mahindra Manulife Consumption Fund - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Mahindra Manulife Mutual Fund. It's been running since 16 Nov 2018.

Latest price per unit
₹24.9669
▼ 0.11% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹94.8k
▼ ₹5.2k loss · -5.2% / year
Invested 3 years ago
₹1.37 L
▲ ₹36.8k gain · 11.0% / year
Invested 5 years ago
₹1.74 L
▲ ₹74.0k gain · 11.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.90 L
Gain / loss+₹9.6k
XIRR (annualised)3.58%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.90 L
Projected gain*+₹10.3k
*at this fund's historical rate of 3.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 109 other funds in Equity Schemes - Thematic Fund

Same plan
1-year return
-5.24%median 6.58% (-11.83%)
Rank #90 of 110Beats 8% of peers
3-year return
11.01%median 14.20% (-3.19%)
Rank #41 of 110Beats 25% of peers
5-year return
11.72%median 12.02% (-0.30%)
Rank #23 of 110Beats 46% of peers
Bumpiness (3Y)
13.51%median 15.81% (-2.30%)
Rank #13 of 110Less risky than 89% of peers
Worst-ever drop
-33.98%median -22.39% (-11.59%)
Rank #22 of 110Less risky than 80% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+11%
2020
+24%
2021
+9%
2022
+29%
2023
+23%
2024
+2%
2025
-4%
2026
Best year
2023 · 29.22%
Worst year
2026 · -3.59%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.5%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-33.98%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Mahindra Manulife Consumption Fund - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year-5.24%
CAGR — 3 years11.01%
CAGR — 5 years11.72%
CAGR — since launch12.41%
Volatility — 1 year (annualised)13.46%
Volatility — 3 years (annualised)13.51%
Max drawdown — 1 year-17.85%
Max drawdown — 3 years-22.74%
Sharpe ratio — 1 year (rf=6%)-0.86
Sharpe ratio — 3 years (rf=6%)0.35

Fund info

Fund house
Mahindra Manulife Mutual Fund
Category
Equity Schemes - Thematic Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF174V01663
ISIN (Div re-invest)
—
Fund code
145356
First price on record
16 Nov 2018 · 1,924 daily prices

About Mahindra Manulife Consumption Fund - Direct Plan - Growth

Mahindra Manulife Consumption Fund - Direct Plan - Growth is a Equity Schemes - Thematic Fund offered by Mahindra Manulife Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Mahindra Manulife Consumption Fund - Direct Plan - Growth is ₹24.9669 (as of 4 Sep 2026). Historically, it has delivered -5.24% over the last year, 11.01% CAGR over 3 years, 11.72% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 34.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Mahindra Manulife Consumption Fund - Direct Plan - Growth?+

The latest NAV of Mahindra Manulife Consumption Fund - Direct Plan - Growth is ₹24.9669 as of 4 Sep 2026, down 0.11% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Mahindra Manulife Consumption Fund - Direct Plan - Growth?+

Mahindra Manulife Consumption Fund - Direct Plan - Growth has delivered 1-year return -5.24%, 3-year CAGR 11.01%, 5-year CAGR 11.72%, since-inception CAGR 12.41%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Mahindra Manulife Consumption Fund - Direct Plan - Growth belong to?+

Mahindra Manulife Consumption Fund - Direct Plan - Growth is categorised as Equity Schemes - Thematic Fund. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Mahindra Manulife Consumption Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.5%, Mahindra Manulife Consumption Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Mahindra Manulife Consumption Fund - Direct Plan - Growth a direct plan?+

Mahindra Manulife Consumption Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Mahindra Manulife Consumption Fund - Direct Plan - Growth?+

Mahindra Manulife Consumption Fund - Direct Plan - Growth has NAV history available from 16 Nov 2018 — approximately 8 years of track record and 1,924 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.