MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 1 Nov 2018.

Latest price per unit
₹12.4409
▲ 0.01% today
As of 2 Nov 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹3.6k gain · 3.6% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.1k gain · 7.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.96 L
Gain / loss+₹15.6k
XIRR (annualised)5.78%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.97 L
Projected gain*+₹17.0k
*at this fund's historical rate of 5.78% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
3.59%median 4.49% (-0.90%)
Rank #235 of 501Beats 46% of peers
3-year return
7.46%median 6.00% (+1.47%)
Rank #88 of 501Beats 59% of peers
Bumpiness (3Y)
1.18%median 5.00% (-3.82%)
Rank #106 of 501Less risky than 79% of peers
Worst-ever drop
-1.34%median -6.85% (+5.51%)
Rank #373 of 501Less risky than 25% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+2%
2018
+10%
2019
+7%
2020
+3%
2021
Best year
2019 · 9.98%
Worst year
2018 · 2.14%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.2%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.34%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year3.59%
CAGR — 3 years7.46%
CAGR — 5 years—
CAGR — since launch7.50%
Volatility — 1 year (annualised)0.19%
Volatility — 3 years (annualised)1.18%
Max drawdown — 1 year-0.06%
Max drawdown — 3 years-1.34%
Sharpe ratio — 1 year (rf=6%)-11.93
Sharpe ratio — 3 years (rf=6%)1.29

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
145353
First price on record
1 Nov 2018 · 726 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth is ₹12.4409 (as of 2 Nov 2021). Historically, it has delivered 3.58% over the last year, 7.46% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth is ₹12.4409 as of 2 Nov 2021, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth?+

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth has delivered 1-year return 3.58%, 3-year CAGR 7.46%, since-inception CAGR 7.50%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth?+

Based on its 3-year annualised volatility of 1.2%, Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth?+

Aditya Birla Sun Life Fixed Term Plan - Series RI (1100 days) - Direct Plan-Growth has NAV history available from 1 Nov 2018 — approximately 8 years of track record and 726 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.