MF Gyan
otherLow risk8 years oldCooling recently (last 6m ≈ -17% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 14 Sep 2018.

Latest price per unit
₹10.00
▼ 7.37% today
As of 14 Sep 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹89.9k
▼ ₹10.1k loss · -10.1% / year
Invested 3 years ago
₹1.00 L
▲ ₹69 gain · 0.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.67 L
Gain / loss-₹12.6k
XIRR (annualised)-4.78%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.67 L
Projected gain*+-₹12.7k
*at this fund's historical rate of -4.78% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-10.06%median 4.49% (-14.54%)
Rank #409 of 501Beats 6% of peers
3-year return
0.02%median 6.00% (-5.98%)
Rank #160 of 501Beats 25% of peers
Bumpiness (3Y)
5.26%median 5.00% (+0.26%)
Rank #256 of 501Less risky than 48% of peers
Worst-ever drop
-10.44%median -6.85% (-3.60%)
Rank #197 of 501Less risky than 61% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+3%
2018
+6%
2019
+0%
2020
-8%
2021
Best year
2019 · 5.75%
Worst year
2021 · -8.28%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.3%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-10.44%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-10.06%
CAGR — 3 years0.02%
CAGR — 5 years—
CAGR — since launch0.02%
Volatility — 1 year (annualised)8.52%
Volatility — 3 years (annualised)5.26%
Max drawdown — 1 year-10.18%
Max drawdown — 3 years-10.44%
Sharpe ratio — 1 year (rf=6%)-2.00
Sharpe ratio — 3 years (rf=6%)-1.14

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144897
First price on record
14 Sep 2018 · 724 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW is ₹10.0000 (as of 14 Sep 2021). Historically, it has delivered -10.05% over the last year, 0.02% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 10.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW is ₹10.0000 as of 14 Sep 2021, down 7.37% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW has delivered 1-year return -10.05%, 3-year CAGR 0.02%, since-inception CAGR 0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW?+

Based on its 3-year annualised volatility of 5.3%, Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series RA (1100 days) - Direct - Quarterly IDCW has NAV history available from 14 Sep 2018 — approximately 8 years of track record and 724 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.