MF Gyan
sectorHigh risk8 years oldAccelerating recently (last 6m ≈ 27% p.a.)

Sundaram Services Fund - Direct Plan - GROWTH

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Sundaram Mutual Fund. It's been running since 25 Sep 2018.

Latest price per unit
₹40.3479
▲ 0.16% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹7.6k gain · 7.6% / year
Invested 3 years ago
₹1.53 L
▲ ₹53.3k gain · 15.3% / year
Invested 5 years ago
₹1.94 L
▲ ₹93.9k gain · 14.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.12 L
Gain / loss+₹31.9k
XIRR (annualised)11.44%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.16 L
Projected gain*+₹35.6k
*at this fund's historical rate of 11.44% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
7.55%median 6.47% (+1.08%)
Rank #155 of 364Beats 53% of peers
3-year return
15.30%median 13.41% (+1.89%)
Rank #86 of 364Beats 61% of peers
5-year return
14.16%median 11.78% (+2.37%)
Rank #50 of 364Beats 70% of peers
Bumpiness (3Y)
14.00%median 15.58% (-1.58%)
Rank #99 of 364Less risky than 73% of peers
Worst-ever drop
-39.62%median -25.20% (-14.42%)
Rank #76 of 364Less risky than 79% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+17%
2020
+46%
2021
+3%
2022
+29%
2023
+19%
2024
+11%
2025
+2%
2026
Best year
2021 · 46.34%
Worst year
2026 · 1.77%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.0%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-39.62%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Sundaram Services Fund - Direct Plan - GROWTH against other sector funds.

Technical details (for the pros)
CAGR — 1 year7.55%
CAGR — 3 years15.30%
CAGR — 5 years14.16%
CAGR — since launch19.17%
Volatility — 1 year (annualised)14.96%
Volatility — 3 years (annualised)14.00%
Max drawdown — 1 year-17.22%
Max drawdown — 3 years-17.22%
Sharpe ratio — 1 year (rf=6%)0.10
Sharpe ratio — 3 years (rf=6%)0.61

Fund info

Fund house
Sundaram Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF903JA1FA2
ISIN (Div re-invest)
—
Fund code
144835
First price on record
25 Sep 2018 · 1,955 daily prices

About Sundaram Services Fund - Direct Plan - GROWTH

Sundaram Services Fund - Direct Plan - GROWTH is a Equity Scheme - Sectoral/ Thematic offered by Sundaram Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Sundaram Services Fund - Direct Plan - GROWTH is ₹40.3479 (as of 4 Sep 2026). Historically, it has delivered 7.55% over the last year, 15.30% CAGR over 3 years, 14.16% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 39.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Sundaram Services Fund - Direct Plan - GROWTH?+

The latest NAV of Sundaram Services Fund - Direct Plan - GROWTH is ₹40.3479 as of 4 Sep 2026, up 0.16% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Sundaram Services Fund - Direct Plan - GROWTH?+

Sundaram Services Fund - Direct Plan - GROWTH has delivered 1-year return 7.55%, 3-year CAGR 15.30%, 5-year CAGR 14.16%, since-inception CAGR 19.17%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Sundaram Services Fund - Direct Plan - GROWTH belong to?+

Sundaram Services Fund - Direct Plan - GROWTH is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Sundaram Services Fund - Direct Plan - GROWTH?+

Based on its 3-year annualised volatility of 14.0%, Sundaram Services Fund - Direct Plan - GROWTH sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Sundaram Services Fund - Direct Plan - GROWTH a direct plan?+

Sundaram Services Fund - Direct Plan - GROWTH is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Sundaram Services Fund - Direct Plan - GROWTH?+

Sundaram Services Fund - Direct Plan - GROWTH has NAV history available from 25 Sep 2018 — approximately 8 years of track record and 1,955 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.