MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW

A specialised fund. Check the scheme details for what it invests in. From Franklin Templeton Mutual Fund. It's been running since 29 Aug 2018.

Latest price per unit
₹10.1036
▲ 0.01% today
As of 31 Aug 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹96.9k
▼ ₹3.1k loss · -3.1% / year
Invested 3 years ago
₹1.01 L
▲ ₹1.0k gain · 0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.76 L
Gain / loss-₹3.9k
XIRR (annualised)-1.42%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.76 L
Projected gain*+-₹3.9k
*at this fund's historical rate of -1.42% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-3.11%median 4.49% (-7.59%)
Rank #380 of 501Beats 12% of peers
3-year return
0.34%median 6.00% (-5.66%)
Rank #149 of 501Beats 30% of peers
Bumpiness (3Y)
4.19%median 5.00% (-0.81%)
Rank #219 of 501Less risky than 56% of peers
Worst-ever drop
-5.30%median -6.85% (+1.55%)
Rank #268 of 501Less risky than 46% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+2%
2018
+2%
2019
+0%
2020
-3%
2021
Best year
2018 · 2.24%
Worst year
2021 · -3.07%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.2%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-5.30%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-3.11%
CAGR — 3 years0.34%
CAGR — 5 years—
CAGR — since launch0.34%
Volatility — 1 year (annualised)3.71%
Volatility — 3 years (annualised)4.19%
Max drawdown — 1 year-4.53%
Max drawdown — 3 years-5.30%
Sharpe ratio — 1 year (rf=6%)-2.50
Sharpe ratio — 3 years (rf=6%)-1.34

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144657
First price on record
29 Aug 2018 · 723 daily prices

About Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW is a Income offered by Franklin Templeton Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW is ₹10.1036 (as of 31 Aug 2021). Historically, it has delivered -3.10% over the last year, 0.34% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW ?+

The latest NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW is ₹10.1036 as of 31 Aug 2021, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW ?+

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW has delivered 1-year return -3.10%, 3-year CAGR 0.34%, since-inception CAGR 0.34%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW belong to?+

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW ?+

Based on its 3-year annualised volatility of 4.2%, Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW a direct plan?+

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW ?+

Franklin India Fixed Maturity Plans-Series 4 - Plan C 1098 days - QTR Direct - IDCW has NAV history available from 29 Aug 2018 — approximately 8 years of track record and 723 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.