MF Gyan
otherLow risk8 years old

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 20 Aug 2018.

Latest price per unit
₹10.00
▼ 6.80% today
As of 17 Aug 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹93.6k
▼ ₹6.4k loss · -6.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹56.0k
Gain / loss-₹4.0k
XIRR (annualised)-12.91%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹56.0k
Projected gain*+-₹4.0k
*at this fund's historical rate of -12.91% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-6.36%median 4.49% (-10.84%)
Rank #396 of 501Beats 9% of peers
Bumpiness (3Y)
5.67%median 5.00% (+0.68%)
Rank #264 of 501Less risky than 47% of peers
Worst-ever drop
-7.80%median -6.85% (-0.95%)
Rank #235 of 501Less risky than 53% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+2%
2018
+1%
2019
+3%
2020
-6%
2021
Best year
2020 · 3.19%
Worst year
2021 · -6.03%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.7%

The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.80%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-6.36%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-0.03%
Volatility — 1 year (annualised)7.82%
Volatility — 3 years (annualised)5.67%
Max drawdown — 1 year-7.80%
Max drawdown — 3 years-7.80%
Sharpe ratio — 1 year (rf=6%)-1.64
Sharpe ratio — 3 years (rf=6%)-1.06

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144568
First price on record
20 Aug 2018 · 723 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW is ₹10.0000 (as of 17 Aug 2021). Historically, it has delivered -6.35% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW is ₹10.0000 as of 17 Aug 2021, down 6.80% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW has delivered 1-year return -6.35%, since-inception CAGR -0.03%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW?+

Based on its 3-year annualised volatility of 5.7%, Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series QW (1099 days) - Direct - Quarterly IDCW has NAV history available from 20 Aug 2018 — approximately 8 years of track record and 723 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.