MF Gyan
otherModerate risk8 years oldCooling recently (last 6m ≈ -13% p.a.)

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)

A specialised fund. Check the scheme details for what it invests in. From IDFC Mutual Fund. It's been running since 10 Aug 2018.

Latest price per unit
₹10.2626
▲ 0.02% today
As of 18 Aug 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹95.6k
▼ ₹4.4k loss · -4.4% / year
Invested 3 years ago
₹1.03 L
▲ ₹2.5k gain · 0.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.73 L
Gain / loss-₹6.9k
XIRR (annualised)-2.58%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.73 L
Projected gain*+-₹7.0k
*at this fund's historical rate of -2.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-4.37%median 4.49% (-8.86%)
Rank #384 of 501Beats 12% of peers
3-year return
0.83%median 6.00% (-5.17%)
Rank #144 of 501Beats 32% of peers
Bumpiness (3Y)
9.12%median 5.00% (+4.12%)
Rank #318 of 501Less risky than 36% of peers
Worst-ever drop
-13.17%median -6.85% (-6.33%)
Rank #161 of 501Less risky than 68% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+3%
2018
+11%
2019
-4%
2020
-6%
2021
Best year
2019 · 10.84%
Worst year
2021 · -6.15%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
9.1%

The value swings roughly 9% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.17%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) against other other funds.

Technical details (for the pros)
CAGR — 1 year-4.37%
CAGR — 3 years0.83%
CAGR — 5 years—
CAGR — since launch0.85%
Volatility — 1 year (annualised)8.75%
Volatility — 3 years (annualised)9.12%
Max drawdown — 1 year-8.21%
Max drawdown — 3 years-13.17%
Sharpe ratio — 1 year (rf=6%)-1.22
Sharpe ratio — 3 years (rf=6%)-0.56

Fund info

Fund house
IDFC Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144535
First price on record
10 Aug 2018 · 728 daily prices

About IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) is a Income offered by IDFC Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) is ₹10.2626 (as of 18 Aug 2021). Historically, it has delivered -4.37% over the last year, 0.83% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 9.1% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 13.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)?+

The latest NAV of IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) is ₹10.2626 as of 18 Aug 2021, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)?+

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) has delivered 1-year return -4.37%, 3-year CAGR 0.83%, since-inception CAGR 0.85%. Returns are historical and don't predict future performance — markets move in cycles.

What category does IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) belong to?+

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)?+

Based on its 3-year annualised volatility of 9.1%, IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) a direct plan?+

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days)?+

IDFC Fixed Term Plan Series 160 DIRECT PLAN-PERIODIC IDCW (1105 days) has NAV history available from 10 Aug 2018 — approximately 8 years of track record and 728 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.