MF Gyan
hybridLow risk8 years oldSteady vs its 3-year pace

Franklin India Equity Savings Fund - Direct Plan - Growth

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Franklin Templeton Mutual Fund. It's been running since 27 Aug 2018.

Latest price per unit
₹18.7615
▼ 0.08% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.3k gain · 4.3% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.1k gain · 7.5% / year
Invested 5 years ago
₹1.43 L
▲ ₹42.5k gain · 7.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.96 L
Gain / loss+₹15.8k
XIRR (annualised)5.81%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.97 L
Projected gain*+₹17.1k
*at this fund's historical rate of 5.81% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 73 other funds in Hybrid Scheme - Equity Savings

Same plan
1-year return
4.31%median 3.83% (+0.48%)
Rank #34 of 74Beats 55% of peers
3-year return
7.47%median 7.34% (+0.13%)
Rank #34 of 74Beats 51% of peers
5-year return
7.34%median 6.80% (+0.54%)
Rank #23 of 74Beats 61% of peers
Bumpiness (3Y)
2.54%median 5.79% (-3.25%)
Rank #5 of 74Less risky than 95% of peers
Worst-ever drop
-16.70%median -16.70% (+0.00%)
Rank #38 of 74Less risky than 47% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+10%
2020
+14%
2021
+5%
2022
+11%
2023
+10%
2024
+7%
2025
+2%
2026
Best year
2021 · 14.42%
Worst year
2026 · 1.80%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.5%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.70%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Equity Savings Fund - Direct Plan - Growth against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year4.31%
CAGR — 3 years7.47%
CAGR — 5 years7.34%
CAGR — since launch8.16%
Volatility — 1 year (annualised)2.61%
Volatility — 3 years (annualised)2.54%
Max drawdown — 1 year-2.11%
Max drawdown — 3 years-2.11%
Sharpe ratio — 1 year (rf=6%)-0.65
Sharpe ratio — 3 years (rf=6%)0.54

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Hybrid Scheme - Equity Savings
Plan
Direct
Option
Growth
ISIN (Growth)
INF090I01PD7
ISIN (Div re-invest)
—
Fund code
144466
First price on record
27 Aug 2018 · 1,972 daily prices

About Franklin India Equity Savings Fund - Direct Plan - Growth

Franklin India Equity Savings Fund - Direct Plan - Growth is a Hybrid Scheme - Equity Savings offered by Franklin Templeton Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of Franklin India Equity Savings Fund - Direct Plan - Growth is ₹18.7615 (as of 4 Sep 2026). Historically, it has delivered 4.30% over the last year, 7.47% CAGR over 3 years, 7.34% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 16.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Equity Savings Fund - Direct Plan - Growth?+

The latest NAV of Franklin India Equity Savings Fund - Direct Plan - Growth is ₹18.7615 as of 4 Sep 2026, down 0.08% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Equity Savings Fund - Direct Plan - Growth?+

Franklin India Equity Savings Fund - Direct Plan - Growth has delivered 1-year return 4.30%, 3-year CAGR 7.47%, 5-year CAGR 7.34%, since-inception CAGR 8.16%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Equity Savings Fund - Direct Plan - Growth belong to?+

Franklin India Equity Savings Fund - Direct Plan - Growth is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is Franklin India Equity Savings Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 2.5%, Franklin India Equity Savings Fund - Direct Plan - Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Equity Savings Fund - Direct Plan - Growth a direct plan?+

Franklin India Equity Savings Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Franklin India Equity Savings Fund - Direct Plan - Growth?+

Franklin India Equity Savings Fund - Direct Plan - Growth has NAV history available from 27 Aug 2018 — approximately 8 years of track record and 1,972 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.