MF Gyan
hybridLow risk8 years oldCooling recently (last 6m ≈ -8% p.a.)

Franklin India Equity Savings Fund - Direct Plan - IDCW

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Franklin Templeton Mutual Fund. It's been running since 27 Aug 2018.

Latest price per unit
₹14.3673
▼ 0.08% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.8k
▼ ₹2.2k loss · -2.2% / year
Invested 3 years ago
₹1.09 L
▲ ₹9.4k gain · 3.0% / year
Invested 5 years ago
₹1.14 L
▲ ₹13.5k gain · 2.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.77 L
Gain / loss-₹3.4k
XIRR (annualised)-1.30%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.76 L
Projected gain*+-₹3.6k
*at this fund's historical rate of -1.30% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 73 other funds in Hybrid Scheme - Equity Savings

Same plan
1-year return
-2.15%median 4.08% (-6.23%)
Rank #67 of 74Beats 10% of peers
3-year return
3.03%median 7.47% (-4.44%)
Rank #56 of 74Beats 18% of peers
5-year return
2.57%median 6.90% (-4.33%)
Rank #44 of 74Beats 25% of peers
Bumpiness (3Y)
5.83%median 5.65% (+0.18%)
Rank #40 of 74Less risky than 47% of peers
Worst-ever drop
-16.70%median -16.70% (+0.00%)
Rank #38 of 74Less risky than 47% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+10%
2020
+10%
2021
-2%
2022
+7%
2023
+10%
2024
+0%
2025
-4%
2026
Best year
2020 · 10.25%
Worst year
2026 · -4.50%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.8%

The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.70%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Equity Savings Fund - Direct Plan - IDCW against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year-2.15%
CAGR — 3 years3.03%
CAGR — 5 years2.57%
CAGR — since launch4.62%
Volatility — 1 year (annualised)7.00%
Volatility — 3 years (annualised)5.83%
Max drawdown — 1 year-6.82%
Max drawdown — 3 years-8.20%
Sharpe ratio — 1 year (rf=6%)-1.17
Sharpe ratio — 3 years (rf=6%)-0.51

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Hybrid Scheme - Equity Savings
Plan
Direct
Option
IDCW
ISIN (Growth)
INF090I01PC9
ISIN (Div re-invest)
INF090I01PB1
Fund code
144462
First price on record
27 Aug 2018 · 1,972 daily prices

About Franklin India Equity Savings Fund - Direct Plan - IDCW

Franklin India Equity Savings Fund - Direct Plan - IDCW is a Hybrid Scheme - Equity Savings offered by Franklin Templeton Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of Franklin India Equity Savings Fund - Direct Plan - IDCW is ₹14.3673 (as of 4 Sep 2026). Historically, it has delivered -2.15% over the last year, 3.03% CAGR over 3 years, 2.57% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 16.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Equity Savings Fund - Direct Plan - IDCW?+

The latest NAV of Franklin India Equity Savings Fund - Direct Plan - IDCW is ₹14.3673 as of 4 Sep 2026, down 0.08% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Equity Savings Fund - Direct Plan - IDCW?+

Franklin India Equity Savings Fund - Direct Plan - IDCW has delivered 1-year return -2.15%, 3-year CAGR 3.03%, 5-year CAGR 2.57%, since-inception CAGR 4.62%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Equity Savings Fund - Direct Plan - IDCW belong to?+

Franklin India Equity Savings Fund - Direct Plan - IDCW is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is Franklin India Equity Savings Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 5.8%, Franklin India Equity Savings Fund - Direct Plan - IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Equity Savings Fund - Direct Plan - IDCW a direct plan?+

Franklin India Equity Savings Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Franklin India Equity Savings Fund - Direct Plan - IDCW?+

Franklin India Equity Savings Fund - Direct Plan - IDCW has NAV history available from 27 Aug 2018 — approximately 8 years of track record and 1,972 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.