MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)

A specialised fund. Check the scheme details for what it invests in. From IDFC Mutual Fund. It's been running since 13 Jul 2018.

Latest price per unit
₹12.6764
▲ 0.03% today
As of 19 Jul 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.1k gain · 4.1% / year
Invested 3 years ago
₹1.27 L
▲ ₹26.6k gain · 8.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹19.9k
XIRR (annualised)7.10%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.01 L
Projected gain*+₹21.1k
*at this fund's historical rate of 7.10% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
4.11%median 4.49% (-0.37%)
Rank #226 of 501Beats 48% of peers
3-year return
8.19%median 6.00% (+2.19%)
Rank #73 of 501Beats 66% of peers
Bumpiness (3Y)
1.22%median 5.00% (-3.78%)
Rank #108 of 501Less risky than 78% of peers
Worst-ever drop
-1.40%median -6.85% (+5.44%)
Rank #371 of 501Less risky than 26% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+4%
2018
+11%
2019
+8%
2020
+2%
2021
Best year
2019 · 10.71%
Worst year
2021 · 1.94%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.2%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) against other other funds.

Technical details (for the pros)
CAGR — 1 year4.11%
CAGR — 3 years8.19%
CAGR — 5 years—
CAGR — since launch8.18%
Volatility — 1 year (annualised)0.24%
Volatility — 3 years (annualised)1.22%
Max drawdown — 1 year-0.04%
Max drawdown — 3 years-1.40%
Sharpe ratio — 1 year (rf=6%)-7.76
Sharpe ratio — 3 years (rf=6%)1.83

Fund info

Fund house
IDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144144
First price on record
13 Jul 2018 · 728 daily prices

About IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) is a Income offered by IDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) is ₹12.6764 (as of 19 Jul 2021). Historically, it has delivered 4.13% over the last year, 8.19% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)?+

The latest NAV of IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) is ₹12.6764 as of 19 Jul 2021, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)?+

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) has delivered 1-year return 4.13%, 3-year CAGR 8.19%, since-inception CAGR 8.18%. Returns are historical and don't predict future performance — markets move in cycles.

What category does IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) belong to?+

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)?+

Based on its 3-year annualised volatility of 1.2%, IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) a direct plan?+

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days)?+

IDFC Fixed Term Plan Series 156 Direct Plan -Growth (1103 days) has NAV history available from 13 Jul 2018 — approximately 8 years of track record and 728 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.