MF Gyan
otherLow risk8 years oldSteady vs its 3-year pace

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW

A specialised fund. Check the scheme details for what it invests in. From Franklin Templeton Mutual Fund. It's been running since 27 Jun 2018.

Latest price per unit
₹10.1754
▲ 0.01% today
As of 29 Jun 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.5k
▼ ₹2.5k loss · -2.5% / year
Invested 3 years ago
₹1.02 L
▲ ₹1.8k gain · 0.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.78 L
Gain / loss-₹2.5k
XIRR (annualised)-0.90%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.78 L
Projected gain*+-₹2.5k
*at this fund's historical rate of -0.90% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-2.51%median 4.49% (-7.00%)
Rank #378 of 501Beats 13% of peers
3-year return
0.58%median 6.00% (-5.42%)
Rank #146 of 501Beats 31% of peers
Bumpiness (3Y)
4.01%median 5.00% (-0.98%)
Rank #212 of 501Less risky than 57% of peers
Worst-ever drop
-4.50%median -6.85% (+2.35%)
Rank #283 of 501Less risky than 43% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+1%
2018
+2%
2019
+0%
2020
-2%
2021
Best year
2019 · 1.81%
Worst year
2021 · -1.69%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.0%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-4.50%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-2.51%
CAGR — 3 years0.58%
CAGR — 5 years—
CAGR — since launch0.58%
Volatility — 1 year (annualised)3.56%
Volatility — 3 years (annualised)4.01%
Max drawdown — 1 year-4.01%
Max drawdown — 3 years-4.50%
Sharpe ratio — 1 year (rf=6%)-2.42
Sharpe ratio — 3 years (rf=6%)-1.35

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
144012
First price on record
27 Jun 2018 · 723 daily prices

About Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW is a Income offered by Franklin Templeton Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW is ₹10.1754 (as of 29 Jun 2021). Historically, it has delivered -2.51% over the last year, 0.58% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW ?+

The latest NAV of Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW is ₹10.1754 as of 29 Jun 2021, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW ?+

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW has delivered 1-year return -2.51%, 3-year CAGR 0.58%, since-inception CAGR 0.58%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW belong to?+

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW ?+

Based on its 3-year annualised volatility of 4.0%, Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW a direct plan?+

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW ?+

Franklin India Fixed Maturity Plans-Series 4 - Plan A 1098 days - QTR Direct - IDCW has NAV history available from 27 Jun 2018 — approximately 8 years of track record and 723 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.