MF Gyan
otherLow risk8 years oldCooling recently (last 6m ≈ -17% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 31 May 2018.

Latest price per unit
₹10.00
▼ 7.22% today
As of 6 Apr 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹89.7k
▼ ₹10.3k loss · -10.3% / year
Invested 3 years ago
₹93.4k
▼ ₹6.6k loss · -2.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.62 L
Gain / loss-₹18.0k
XIRR (annualised)-7.04%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.62 L
Projected gain*+-₹18.3k
*at this fund's historical rate of -7.04% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-10.32%median 4.49% (-14.81%)
Rank #410 of 501Beats 6% of peers
3-year return
-2.26%median 6.00% (-8.26%)
Rank #202 of 501Beats 5% of peers
Bumpiness (3Y)
5.65%median 5.00% (+0.65%)
Rank #263 of 501Less risky than 47% of peers
Worst-ever drop
-12.69%median -6.85% (-5.85%)
Rank #166 of 501Less risky than 67% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 5 years were positive.

+5%
2018
+5%
2019
+2%
2020
-3%
2021
-8%
2022
Best year
2018 · 5.21%
Worst year
2022 · -7.99%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.6%

The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-12.69%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-10.32%
CAGR — 3 years-2.26%
CAGR — 5 years—
CAGR — since launch0.00%
Volatility — 1 year (annualised)8.52%
Volatility — 3 years (annualised)5.65%
Max drawdown — 1 year-11.20%
Max drawdown — 3 years-12.69%
Sharpe ratio — 1 year (rf=6%)-2.03
Sharpe ratio — 3 years (rf=6%)-1.48

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
143546
First price on record
31 May 2018 · 932 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW is ₹10.0000 (as of 6 Apr 2022). Historically, it has delivered -10.31% over the last year, -2.26% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 12.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW is ₹10.0000 as of 6 Apr 2022, down 7.22% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW has delivered 1-year return -10.31%, 3-year CAGR -2.26%, since-inception CAGR 0.00%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW?+

Based on its 3-year annualised volatility of 5.6%, Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW?+

Aditya Birla Sun Life Fixed Term Plan - Series PY (1409 days) -Direct - Quarterly IDCW has NAV history available from 31 May 2018 — approximately 8 years of track record and 932 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.