MF Gyan
debtModerate risk7 years oldCooling recently (last 6m ≈ -6% p.a.)

Bandhan Short Term Fund - Direct Plan - Annual IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Bandhan Mutual Fund. It's been running since 15 Oct 2019.

Latest price per unit
₹11.1629
▲ 0.05% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.9k
▼ ₹73 loss · -0.1% / year
Invested 3 years ago
₹1.01 L
▲ ₹1.4k gain · 0.5% / year
Invested 5 years ago
₹1.02 L
▲ ₹2.0k gain · 0.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹262
XIRR (annualised)0.10%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹276
*at this fund's historical rate of 0.10% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 62 other funds in Income/Debt Oriented Schemes - Short Term Fund

Same plan
1-year return
-0.07%median 5.69% (-5.76%)
Rank #50 of 63Beats 16% of peers
3-year return
0.48%median 7.30% (-6.82%)
Rank #47 of 63Beats 21% of peers
5-year return
0.40%median 6.15% (-5.75%)
Rank #41 of 63Beats 23% of peers
Bumpiness (3Y)
7.20%median 1.02% (+6.18%)
Rank #61 of 63Less risky than 0% of peers
Worst-ever drop
-10.96%median -3.05% (-7.91%)
Rank #11 of 63Less risky than 84% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+9%
2020
-6%
2021
-1%
2022
+3%
2023
+1%
2024
+0%
2025
-2%
2026
Best year
2020 · 8.83%
Worst year
2021 · -5.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
7.2%

The value swings roughly 7% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-10.96%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Bandhan Short Term Fund - Direct Plan - Annual IDCW against other debt funds.

Technical details (for the pros)
CAGR — 1 year-0.07%
CAGR — 3 years0.48%
CAGR — 5 years0.40%
CAGR — since launch0.76%
Volatility — 1 year (annualised)6.74%
Volatility — 3 years (annualised)7.20%
Max drawdown — 1 year-6.53%
Max drawdown — 3 years-7.50%
Sharpe ratio — 1 year (rf=6%)-0.90
Sharpe ratio — 3 years (rf=6%)-0.76

Fund info

Fund house
Bandhan Mutual Fund
Category
Income/Debt Oriented Schemes - Short Term Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF194KA11L7
ISIN (Div re-invest)
INF194KA12L5
Fund code
143369
First price on record
15 Oct 2019 · 1,679 daily prices

About Bandhan Short Term Fund - Direct Plan - Annual IDCW

Bandhan Short Term Fund - Direct Plan - Annual IDCW is a Income/Debt Oriented Schemes - Short Term Fund offered by Bandhan Mutual Fund under the Direct plan with the IDCW option. It has approximately 7 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Bandhan Short Term Fund - Direct Plan - Annual IDCW is ₹11.1629 (as of 4 Sep 2026). Historically, it has delivered -0.07% over the last year, 0.48% CAGR over 3 years, 0.40% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 7.2% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 11.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Bandhan Short Term Fund - Direct Plan - Annual IDCW?+

The latest NAV of Bandhan Short Term Fund - Direct Plan - Annual IDCW is ₹11.1629 as of 4 Sep 2026, up 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Bandhan Short Term Fund - Direct Plan - Annual IDCW?+

Bandhan Short Term Fund - Direct Plan - Annual IDCW has delivered 1-year return -0.07%, 3-year CAGR 0.48%, 5-year CAGR 0.40%, since-inception CAGR 0.76%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Bandhan Short Term Fund - Direct Plan - Annual IDCW belong to?+

Bandhan Short Term Fund - Direct Plan - Annual IDCW is categorised as Income/Debt Oriented Schemes - Short Term Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Bandhan Short Term Fund - Direct Plan - Annual IDCW?+

Based on its 3-year annualised volatility of 7.2%, Bandhan Short Term Fund - Direct Plan - Annual IDCW sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Bandhan Short Term Fund - Direct Plan - Annual IDCW a direct plan?+

Bandhan Short Term Fund - Direct Plan - Annual IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Bandhan Short Term Fund - Direct Plan - Annual IDCW?+

Bandhan Short Term Fund - Direct Plan - Annual IDCW has NAV history available from 15 Oct 2019 — approximately 7 years of track record and 1,679 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.