MF Gyan
hybridLow risk8 years oldSteady vs its 3-year pace

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Bandhan Mutual Fund. It's been running since 15 Apr 2019.

Latest price per unit
₹13.374
▼ 0.08% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.3k
▼ ₹1.7k loss · -1.7% / year
Invested 3 years ago
₹1.04 L
▲ ₹3.7k gain · 1.2% / year
Invested 5 years ago
₹1.08 L
▲ ₹8.1k gain · 1.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹460
XIRR (annualised)0.17%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹484
*at this fund's historical rate of 0.17% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 73 other funds in Hybrid Scheme - Equity Savings

Same plan
1-year return
-1.70%median 4.08% (-5.78%)
Rank #61 of 74Beats 18% of peers
3-year return
1.22%median 7.47% (-6.25%)
Rank #62 of 74Beats 9% of peers
5-year return
1.57%median 6.90% (-5.33%)
Rank #52 of 74Beats 11% of peers
Bumpiness (3Y)
3.66%median 5.79% (-2.14%)
Rank #20 of 74Less risky than 74% of peers
Worst-ever drop
-17.39%median -16.70% (-0.69%)
Rank #32 of 74Less risky than 58% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+10%
2020
+9%
2021
-0%
2022
+5%
2023
+2%
2024
+1%
2025
-1%
2026
Best year
2020 · 9.77%
Worst year
2026 · -0.68%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.7%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-17.39%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year-1.70%
CAGR — 3 years1.22%
CAGR — 5 years1.57%
CAGR — since launch3.56%
Volatility — 1 year (annualised)3.73%
Volatility — 3 years (annualised)3.66%
Max drawdown — 1 year-4.70%
Max drawdown — 3 years-5.08%
Sharpe ratio — 1 year (rf=6%)-2.07
Sharpe ratio — 3 years (rf=6%)-1.30

Fund info

Fund house
Bandhan Mutual Fund
Category
Hybrid Scheme - Equity Savings
Plan
Direct
Option
IDCW
ISIN (Growth)
INF194KA19J4
ISIN (Div re-invest)
INF194KA10K1
Fund code
143258
First price on record
15 Apr 2019 · 1,751 daily prices

About BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW is a Hybrid Scheme - Equity Savings offered by Bandhan Mutual Fund under the Direct plan with the IDCW option. It has approximately 8 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW is ₹13.3740 (as of 4 Sep 2026). Historically, it has delivered -1.70% over the last year, 1.22% CAGR over 3 years, 1.57% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 17.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW?+

The latest NAV of BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW is ₹13.3740 as of 4 Sep 2026, down 0.08% from the previous day. NAV is updated once a business day after the market close.

What are the returns of BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW?+

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW has delivered 1-year return -1.70%, 3-year CAGR 1.22%, 5-year CAGR 1.57%, since-inception CAGR 3.56%. Returns are historical and don't predict future performance — markets move in cycles.

What category does BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW belong to?+

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW?+

Based on its 3-year annualised volatility of 3.7%, BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW a direct plan?+

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW?+

BANDHAN EQUITY SAVINGS FUND - Direct Plan - Quarterly IDCW has NAV history available from 15 Apr 2019 — approximately 8 years of track record and 1,751 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.