MF Gyan
otherLow risk9 years oldSteady vs its 3-year pace

HSBC Fixed Term Series 132 - Direct Plan Growth Option

A specialised fund. Check the scheme details for what it invests in. From HSBC Mutual Fund. It's been running since 16 Mar 2018.

Latest price per unit
₹12.7291
▲ 0.02% today
As of 3 May 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.4k gain · 8.4% / year
Invested 3 years ago
₹1.27 L
▲ ₹26.8k gain · 8.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.03 L
Gain / loss+₹23.0k
XIRR (annualised)8.40%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.05 L
Projected gain*+₹25.3k
*at this fund's historical rate of 8.40% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.42%median 4.49% (+3.93%)
Rank #126 of 501Beats 71% of peers
3-year return
8.23%median 6.00% (+2.23%)
Rank #73 of 501Beats 66% of peers
Bumpiness (3Y)
1.26%median 5.00% (-3.74%)
Rank #108 of 501Less risky than 78% of peers
Worst-ever drop
-1.40%median -6.85% (+5.45%)
Rank #371 of 501Less risky than 26% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+4%
2018
+9%
2019
+9%
2020
+2%
2021
Best year
2020 · 9.45%
Worst year
2021 · 1.84%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.3%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.40%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HSBC Fixed Term Series 132 - Direct Plan Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year8.42%
CAGR — 3 years8.23%
CAGR — 5 years—
CAGR — since launch7.88%
Volatility — 1 year (annualised)0.57%
Volatility — 3 years (annualised)1.26%
Max drawdown — 1 year-0.19%
Max drawdown — 3 years-1.28%
Sharpe ratio — 1 year (rf=6%)4.16
Sharpe ratio — 3 years (rf=6%)1.78

Fund info

Fund house
HSBC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142740
First price on record
16 Mar 2018 · 755 daily prices

About HSBC Fixed Term Series 132 - Direct Plan Growth Option

HSBC Fixed Term Series 132 - Direct Plan Growth Option is a Income offered by HSBC Mutual Fund under the Direct plan with the Growth option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HSBC Fixed Term Series 132 - Direct Plan Growth Option is ₹12.7291 (as of 3 May 2021). Historically, it has delivered 8.48% over the last year, 8.23% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HSBC Fixed Term Series 132 - Direct Plan Growth Option?+

The latest NAV of HSBC Fixed Term Series 132 - Direct Plan Growth Option is ₹12.7291 as of 3 May 2021, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HSBC Fixed Term Series 132 - Direct Plan Growth Option?+

HSBC Fixed Term Series 132 - Direct Plan Growth Option has delivered 1-year return 8.48%, 3-year CAGR 8.23%, since-inception CAGR 7.88%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HSBC Fixed Term Series 132 - Direct Plan Growth Option belong to?+

HSBC Fixed Term Series 132 - Direct Plan Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HSBC Fixed Term Series 132 - Direct Plan Growth Option?+

Based on its 3-year annualised volatility of 1.3%, HSBC Fixed Term Series 132 - Direct Plan Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HSBC Fixed Term Series 132 - Direct Plan Growth Option a direct plan?+

HSBC Fixed Term Series 132 - Direct Plan Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HSBC Fixed Term Series 132 - Direct Plan Growth Option?+

HSBC Fixed Term Series 132 - Direct Plan Growth Option has NAV history available from 16 Mar 2018 — approximately 9 years of track record and 755 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.