MF Gyan
otherModerate risk9 years oldCooling recently (last 6m ≈ -20% p.a.)

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 14 Mar 2018.

Latest price per unit
₹10.00
▼ 13.47% today
As of 4 May 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹94.4k
▼ ₹5.6k loss · -5.6% / year
Invested 3 years ago
₹99.3k
▼ ₹708 loss · -0.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.71 L
Gain / loss-₹9.5k
XIRR (annualised)-3.66%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.70 L
Projected gain*+-₹9.8k
*at this fund's historical rate of -3.66% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-5.65%median 3.33% (-8.98%)
Rank #330 of 501Beats 20% of peers
3-year return
-0.24%median 4.93% (-5.17%)
Rank #249 of 501Beats 12% of peers
Bumpiness (3Y)
9.24%median 3.16% (+6.08%)
Rank #376 of 501Less risky than 16% of peers
Worst-ever drop
-13.47%median -2.36% (-11.12%)
Rank #71 of 501Less risky than 84% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 4 years were positive.

+5%
2018
-1%
2019
+9%
2020
-11%
2021
Best year
2020 · 9.13%
Worst year
2021 · -11.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
9.2%

The value swings roughly 9% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.47%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-5.65%
CAGR — 3 years-0.24%
CAGR — 5 years—
CAGR — since launch-0.07%
Volatility — 1 year (annualised)14.73%
Volatility — 3 years (annualised)9.24%
Max drawdown — 1 year-13.47%
Max drawdown — 3 years-13.47%
Sharpe ratio — 1 year (rf=6%)-0.81
Sharpe ratio — 3 years (rf=6%)-0.68

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142576
First price on record
14 Mar 2018 · 758 daily prices

About UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW is a IDF offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW is ₹10.0000 (as of 4 May 2021). Historically, it has delivered -5.64% over the last year, -0.24% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 9.2% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 13.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW?+

The latest NAV of UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW is ₹10.0000 as of 4 May 2021, down 13.47% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW?+

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW has delivered 1-year return -5.64%, 3-year CAGR -0.24%, since-inception CAGR -0.07%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW belong to?+

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW?+

Based on its 3-year annualised volatility of 9.2%, UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW a direct plan?+

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW?+

UTI FTIF SERIES XXVIII - PLAN X (1153 DAYS) - Direct Plan - Flexi IDCW has NAV history available from 14 Mar 2018 — approximately 9 years of track record and 758 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.