MF Gyan
otherHigh risk9 years oldAccelerating recently (last 6m ≈ 53% p.a.)

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option

A specialised fund. Check the scheme details for what it invests in. From Kotak Mahindra Mutual Fund. It's been running since 26 Feb 2018.

Latest price per unit
₹30.8495
▲ 0.02% today
As of 22 Feb 2024 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.50 L
▲ ₹50.3k gain · 50.3% / year
Invested 3 years ago
₹1.99 L
▲ ₹98.8k gain · 25.7% / year
Invested 5 years ago
₹3.43 L
▲ ₹2.43 L gain · 28.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.72 L
Gain / loss+₹92.1k
XIRR (annualised)29.19%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.90 L
Projected gain*+₹1.10 L
*at this fund's historical rate of 29.19% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 260 other funds in Growth

Same plan
1-year return
50.29%median 11.33% (+38.96%)
Rank #39 of 261Beats 85% of peers
3-year return
25.74%median 8.79% (+16.95%)
Rank #20 of 261Beats 90% of peers
5-year return
27.99%median 3.24% (+24.75%)
Rank #2 of 261Beats 97% of peers
Bumpiness (3Y)
12.75%median 18.29% (-5.55%)
Rank #32 of 261Less risky than 88% of peers
Worst-ever drop
-29.07%median -35.16% (+6.09%)
Rank #177 of 261Less risky than 32% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

-8%
2018
+6%
2019
+45%
2020
+40%
2021
+5%
2022
+39%
2023
+4%
2024
Best year
2020 · 44.85%
Worst year
2018 · -8.25%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.7%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-29.07%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option against other other funds.

Technical details (for the pros)
CAGR — 1 year50.29%
CAGR — 3 years25.74%
CAGR — 5 years27.99%
CAGR — since launch20.67%
Volatility — 1 year (annualised)11.00%
Volatility — 3 years (annualised)12.75%
Max drawdown — 1 year-6.18%
Max drawdown — 3 years-14.03%
Sharpe ratio — 1 year (rf=6%)3.28
Sharpe ratio — 3 years (rf=6%)1.37

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Growth
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142415
First price on record
26 Feb 2018 · 1,475 daily prices

About Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option is a Growth offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option is ₹30.8495 (as of 22 Feb 2024). Historically, it has delivered 50.25% over the last year, 25.74% CAGR over 3 years, 27.99% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 29.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option?+

The latest NAV of Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option is ₹30.8495 as of 22 Feb 2024, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option?+

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option has delivered 1-year return 50.25%, 3-year CAGR 25.74%, 5-year CAGR 27.99%, since-inception CAGR 20.67%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option belong to?+

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option is categorised as Growth. A specialised fund. Check the scheme details for what it invests in.

How risky is Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option?+

Based on its 3-year annualised volatility of 12.7%, Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option a direct plan?+

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option?+

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option has NAV history available from 26 Feb 2018 — approximately 9 years of track record and 1,475 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.