MF Gyan
otherLow risk9 years oldSteady vs its 3-year pace

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 3 Jan 2018.

Latest price per unit
₹12.6427
▲ 0.03% today
As of 15 Apr 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.1k gain · 6.1% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.0k gain · 7.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.00 L
Gain / loss+₹20.1k
XIRR (annualised)7.22%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.02 L
Projected gain*+₹21.5k
*at this fund's historical rate of 7.22% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
6.07%median 3.33% (+2.73%)
Rank #188 of 501Beats 54% of peers
3-year return
7.43%median 4.93% (+2.50%)
Rank #129 of 501Beats 55% of peers
Bumpiness (3Y)
1.19%median 3.16% (-1.97%)
Rank #197 of 501Less risky than 56% of peers
Worst-ever drop
-1.47%median -2.36% (+0.88%)
Rank #244 of 501Less risky than 46% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+6%
2018
+10%
2019
+7%
2020
+1%
2021
Best year
2019 · 10.39%
Worst year
2021 · 0.93%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
1.2%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-1.47%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year6.07%
CAGR — 3 years7.43%
CAGR — 5 years—
CAGR — since launch7.39%
Volatility — 1 year (annualised)0.51%
Volatility — 3 years (annualised)1.19%
Max drawdown — 1 year-0.24%
Max drawdown — 3 years-1.37%
Sharpe ratio — 1 year (rf=6%)0.11
Sharpe ratio — 3 years (rf=6%)1.23

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142201
First price on record
3 Jan 2018 · 792 daily prices

About UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option is ₹12.6427 (as of 15 Apr 2021). Historically, it has delivered 6.06% over the last year, 7.43% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 1.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 1.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option?+

The latest NAV of UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option is ₹12.6427 as of 15 Apr 2021, up 0.03% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option?+

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option has delivered 1-year return 6.06%, 3-year CAGR 7.43%, since-inception CAGR 7.39%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option belong to?+

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 1.2%, UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option a direct plan?+

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option?+

UTI FTIF Series XXVIII-IV (1204 Days) Direct Plan - Growth Option has NAV history available from 3 Jan 2018 — approximately 9 years of track record and 792 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.