MF Gyan
otherLow risk9 years oldSteady vs its 3-year pace

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 3 Jan 2018.

Latest price per unit
₹11.902
▲ 0.02% today
As of 15 Apr 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹5.5k gain · 5.5% / year
Invested 3 years ago
₹1.17 L
▲ ₹16.5k gain · 5.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹14.8k
XIRR (annualised)5.37%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹15.7k
*at this fund's historical rate of 5.37% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
5.55%median 3.33% (+2.21%)
Rank #192 of 501Beats 53% of peers
3-year return
5.23%median 4.93% (+0.30%)
Rank #141 of 501Beats 50% of peers
Bumpiness (3Y)
2.20%median 3.16% (-0.96%)
Rank #219 of 501Less risky than 51% of peers
Worst-ever drop
-3.17%median -2.36% (-0.82%)
Rank #198 of 501Less risky than 56% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+6%
2018
+4%
2019
+8%
2020
-0%
2021
Best year
2020 · 8.11%
Worst year
2021 · -0.31%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
2.2%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-3.17%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year5.55%
CAGR — 3 years5.23%
CAGR — 5 years—
CAGR — since launch5.46%
Volatility — 1 year (annualised)1.60%
Volatility — 3 years (annualised)2.20%
Max drawdown — 1 year-1.46%
Max drawdown — 3 years-3.17%
Sharpe ratio — 1 year (rf=6%)-0.28
Sharpe ratio — 3 years (rf=6%)-0.31

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142093
First price on record
3 Jan 2018 · 792 daily prices

About UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option is a IDF offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option is ₹11.9020 (as of 15 Apr 2021). Historically, it has delivered 5.54% over the last year, 5.23% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 2.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 3.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option?+

The latest NAV of UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option is ₹11.9020 as of 15 Apr 2021, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option?+

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option has delivered 1-year return 5.54%, 3-year CAGR 5.23%, since-inception CAGR 5.46%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option belong to?+

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 2.2%, UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option a direct plan?+

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option?+

UTI FTIF Series XXVIII-III (1203 Days) - Direct Plan - Growth Option has NAV history available from 3 Jan 2018 — approximately 9 years of track record and 792 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.