MF Gyan
otherLow risk9 years oldSteady vs its 3-year pace

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 18 Dec 2017.

Latest price per unit
₹9.7939
▼ 2.24% today
As of 6 Apr 2021 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹96.8k
▼ ₹3.2k loss · -3.2% / year
Invested 3 years ago
₹96.9k
▼ ₹3.1k loss · -1.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.76 L
Gain / loss-₹3.7k
XIRR (annualised)-1.42%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.76 L
Projected gain*+-₹3.9k
*at this fund's historical rate of -1.42% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in IDF

Same plan
1-year return
-3.16%median 3.33% (-6.50%)
Rank #307 of 501Beats 25% of peers
3-year return
-1.03%median 4.93% (-5.96%)
Rank #268 of 501Beats 5% of peers
Bumpiness (3Y)
4.30%median 3.16% (+1.14%)
Rank #246 of 501Less risky than 45% of peers
Worst-ever drop
-6.62%median -2.36% (-4.26%)
Rank #151 of 501Less risky than 67% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 5 years were positive.

-0%
2017
+0%
2018
-0%
2019
+0%
2020
-2%
2021
Best year
2020 · 0.30%
Worst year
2021 · -2.30%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.3%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-6.62%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW against other other funds.

Technical details (for the pros)
CAGR — 1 year-3.16%
CAGR — 3 years-1.03%
CAGR — 5 years—
CAGR — since launch-0.66%
Volatility — 1 year (annualised)4.57%
Volatility — 3 years (annualised)4.30%
Max drawdown — 1 year-4.93%
Max drawdown — 3 years-6.62%
Sharpe ratio — 1 year (rf=6%)-2.05
Sharpe ratio — 3 years (rf=6%)-1.65

Fund info

Fund house
UTI Mutual Fund
Category
IDF
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
142027
First price on record
18 Dec 2017 · 798 daily prices

About UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW is a IDF offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW is ₹9.7939 (as of 6 Apr 2021). Historically, it has delivered -3.19% over the last year, -1.03% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.3% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 6.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW?+

The latest NAV of UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW is ₹9.7939 as of 6 Apr 2021, down 2.24% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW?+

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW has delivered 1-year return -3.19%, 3-year CAGR -1.03%, since-inception CAGR -0.66%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW belong to?+

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW is categorised as IDF. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW?+

Based on its 3-year annualised volatility of 4.3%, UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW a direct plan?+

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW?+

UTI FTIF SERIES XXVIII - PLAN II (1210 DAYS) - Direct Plan - Quarterly IDCW has NAV history available from 18 Dec 2017 — approximately 9 years of track record and 798 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.