MF Gyan
sectorHigh risk9 years oldCooling recently (last 6m ≈ -1% p.a.)

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From HDFC Mutual Fund. It's been running since 7 Dec 2017.

Latest price per unit
₹17.175
▲ 0.00% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹97.3k
▼ ₹2.7k loss · -2.7% / year
Invested 3 years ago
₹1.16 L
▲ ₹15.8k gain · 5.0% / year
Invested 5 years ago
₹1.29 L
▲ ₹29.3k gain · 5.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.74 L
Gain / loss-₹5.8k
XIRR (annualised)-2.23%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.74 L
Projected gain*+-₹6.0k
*at this fund's historical rate of -2.23% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-2.70%median 6.52% (-9.22%)
Rank #281 of 364Beats 15% of peers
3-year return
5.01%median 13.63% (-8.62%)
Rank #196 of 364Beats 10% of peers
5-year return
5.28%median 11.94% (-6.67%)
Rank #142 of 364Beats 14% of peers
Bumpiness (3Y)
18.16%median 15.55% (+2.61%)
Rank #300 of 364Less risky than 18% of peers
Worst-ever drop
-42.18%median -25.20% (-16.98%)
Rank #56 of 364Less risky than 85% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+3%
2020
+31%
2021
+3%
2022
+29%
2023
+7%
2024
-7%
2025
-4%
2026
Best year
2021 · 31.15%
Worst year
2025 · -6.58%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
18.2%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-42.18%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Housing Opportunities Fund - Direct Plan - IDCW Option against other sector funds.

Technical details (for the pros)
CAGR — 1 year-2.70%
CAGR — 3 years5.01%
CAGR — 5 years5.28%
CAGR — since launch6.36%
Volatility — 1 year (annualised)15.49%
Volatility — 3 years (annualised)18.16%
Max drawdown — 1 year-15.75%
Max drawdown — 3 years-27.22%
Sharpe ratio — 1 year (rf=6%)-0.57
Sharpe ratio — 3 years (rf=6%)-0.05

Fund info

Fund house
HDFC Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF179KC1AV1
ISIN (Div re-invest)
INF179KC1AW9
Fund code
141921
First price on record
7 Dec 2017 · 2,154 daily prices

About HDFC Housing Opportunities Fund - Direct Plan - IDCW Option

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option is a Equity Scheme - Sectoral/ Thematic offered by HDFC Mutual Fund under the Direct plan with the IDCW option. It has approximately 9 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of HDFC Housing Opportunities Fund - Direct Plan - IDCW Option is ₹17.1750 (as of 4 Sep 2026). Historically, it has delivered -2.70% over the last year, 5.01% CAGR over 3 years, 5.28% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 18.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 42.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Housing Opportunities Fund - Direct Plan - IDCW Option?+

The latest NAV of HDFC Housing Opportunities Fund - Direct Plan - IDCW Option is ₹17.1750 as of 4 Sep 2026, up 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Housing Opportunities Fund - Direct Plan - IDCW Option?+

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option has delivered 1-year return -2.70%, 3-year CAGR 5.01%, 5-year CAGR 5.28%, since-inception CAGR 6.36%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Housing Opportunities Fund - Direct Plan - IDCW Option belong to?+

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is HDFC Housing Opportunities Fund - Direct Plan - IDCW Option?+

Based on its 3-year annualised volatility of 18.2%, HDFC Housing Opportunities Fund - Direct Plan - IDCW Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Housing Opportunities Fund - Direct Plan - IDCW Option a direct plan?+

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC Housing Opportunities Fund - Direct Plan - IDCW Option?+

HDFC Housing Opportunities Fund - Direct Plan - IDCW Option has NAV history available from 7 Dec 2017 — approximately 9 years of track record and 2,154 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.