MF Gyan
elssHigh risk9 years oldCooling recently (last 6m ≈ 3% p.a.)

Groww ELSS Tax Saver Fund - Direct Plan - Growth

An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years. From Groww Mutual Fund. It's been running since 29 Dec 2017.

Latest price per unit
₹21.91
▼ 0.05% today
As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹96.8k
▼ ₹3.2k loss · -3.2% / year
Invested 3 years ago
₹1.34 L
▲ ₹34.5k gain · 10.4% / year
Invested 5 years ago
₹1.55 L
▲ ₹55.3k gain · 9.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.87 L
Gain / loss+₹6.6k
XIRR (annualised)2.46%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.87 L
Projected gain*+₹7.0k
*at this fund's historical rate of 2.46% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 38 other funds in Equity Schemes - ELSS- Tax Saver Fund

Same plan
1-year return
-3.23%median 3.17% (-6.39%)
Rank #32 of 39Beats 18% of peers
3-year return
10.38%median 11.35% (-0.97%)
Rank #23 of 39Beats 39% of peers
5-year return
9.20%median 9.95% (-0.75%)
Rank #19 of 39Beats 40% of peers
Bumpiness (3Y)
14.40%median 14.21% (+0.19%)
Rank #21 of 39Less risky than 47% of peers
Worst-ever drop
-34.63%median -36.80% (+2.17%)
Rank #28 of 39Less risky than 29% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+12%
2020
+23%
2021
+3%
2022
+27%
2023
+20%
2024
+1%
2025
-5%
2026
Best year
2023 · 27.23%
Worst year
2026 · -4.78%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.4%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-34.63%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Groww ELSS Tax Saver Fund - Direct Plan - Growth against other elss funds.

Technical details (for the pros)
CAGR — 1 year-3.23%
CAGR — 3 years10.38%
CAGR — 5 years9.20%
CAGR — since launch9.40%
Volatility — 1 year (annualised)13.71%
Volatility — 3 years (annualised)14.40%
Max drawdown — 1 year-15.68%
Max drawdown — 3 years-20.77%
Sharpe ratio — 1 year (rf=6%)-0.68
Sharpe ratio — 3 years (rf=6%)0.29

Fund info

Fund house
Groww Mutual Fund
Category
Equity Schemes - ELSS- Tax Saver Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF666M01DK7
ISIN (Div re-invest)
—
Fund code
141808
First price on record
29 Dec 2017 · 2,139 daily prices

About Groww ELSS Tax Saver Fund - Direct Plan - Growth

Groww ELSS Tax Saver Fund - Direct Plan - Growth is a Equity Schemes - ELSS- Tax Saver Fund offered by Groww Mutual Fund under the Direct plan with the Growth option. It has approximately 9 years of NAV track record. The fund falls in the elss category — An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

The current NAV of Groww ELSS Tax Saver Fund - Direct Plan - Growth is ₹21.9100 (as of 4 Sep 2026). Historically, it has delivered -3.22% over the last year, 10.38% CAGR over 3 years, 9.20% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.4% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 34.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Groww ELSS Tax Saver Fund - Direct Plan - Growth?+

The latest NAV of Groww ELSS Tax Saver Fund - Direct Plan - Growth is ₹21.9100 as of 4 Sep 2026, down 0.05% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Groww ELSS Tax Saver Fund - Direct Plan - Growth?+

Groww ELSS Tax Saver Fund - Direct Plan - Growth has delivered 1-year return -3.22%, 3-year CAGR 10.38%, 5-year CAGR 9.20%, since-inception CAGR 9.40%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Groww ELSS Tax Saver Fund - Direct Plan - Growth belong to?+

Groww ELSS Tax Saver Fund - Direct Plan - Growth is categorised as Equity Schemes - ELSS- Tax Saver Fund. An equity fund that also saves you tax under Section 80C. Money is locked in for 3 years.

How risky is Groww ELSS Tax Saver Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 14.4%, Groww ELSS Tax Saver Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

What is the lock-in period for Groww ELSS Tax Saver Fund - Direct Plan - Growth?+

Groww ELSS Tax Saver Fund - Direct Plan - Growth is an ELSS (Equity Linked Savings Scheme) with a 3-year lock-in on each individual investment. Every SIP installment is locked separately for 3 years from its purchase date — the January 2024 units unlock in January 2027, February 2024 units in February 2027, and so on.

Is Groww ELSS Tax Saver Fund - Direct Plan - Growth a direct plan?+

Groww ELSS Tax Saver Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Groww ELSS Tax Saver Fund - Direct Plan - Growth?+

Groww ELSS Tax Saver Fund - Direct Plan - Growth has NAV history available from 29 Dec 2017 — approximately 9 years of track record and 2,139 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.