MF Gyan
otherModerate risk9 years oldCooling recently (last 6m ≈ -30% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 3 Aug 2017.

Latest price per unit
₹10.00
▼ 18.29% today
As of 17 Aug 2020 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹86.9k
▼ ₹13.1k loss · -13.1% / year
Invested 3 years ago
₹99.6k
▼ ₹373 loss · -0.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.64 L
Gain / loss-₹16.5k
XIRR (annualised)-6.29%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.64 L
Projected gain*+-₹16.4k
*at this fund's historical rate of -6.29% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-13.06%median 4.49% (-17.55%)
Rank #418 of 501Beats 4% of peers
3-year return
-0.12%median 6.00% (-6.12%)
Rank #185 of 501Beats 13% of peers
Bumpiness (3Y)
11.97%median 5.00% (+6.97%)
Rank #346 of 501Less risky than 30% of peers
Worst-ever drop
-18.29%median -6.85% (-11.44%)
Rank #105 of 501Less risky than 79% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+1%
2017
+7%
2018
+9%
2019
-16%
2020
Best year
2019 · 9.18%
Worst year
2020 · -15.60%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.0%

The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-18.29%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend against other other funds.

Technical details (for the pros)
CAGR — 1 year-13.06%
CAGR — 3 years-0.12%
CAGR — 5 years—
CAGR — since launch-0.07%
Volatility — 1 year (annualised)20.73%
Volatility — 3 years (annualised)11.97%
Max drawdown — 1 year-18.29%
Max drawdown — 3 years-18.29%
Sharpe ratio — 1 year (rf=6%)-1.01
Sharpe ratio — 3 years (rf=6%)-0.51

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
141722
First price on record
3 Aug 2017 · 733 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Dividend option. It has approximately 9 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend is ₹10.0000 (as of 17 Aug 2020). Historically, it has delivered -13.12% over the last year, -0.12% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.0% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 18.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend is ₹10.0000 as of 17 Aug 2020, down 18.29% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend?+

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend has delivered 1-year return -13.12%, 3-year CAGR -0.12%, since-inception CAGR -0.07%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend?+

Based on its 3-year annualised volatility of 12.0%, Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend?+

Aditya Birla Sun Life Fixed Term Plan - Series OT (1117 days) - Direct Plan-Normal Dividend has NAV history available from 3 Aug 2017 — approximately 9 years of track record and 733 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.