MF Gyan
otherHigh risk10 years oldCooling recently (last 6m ≈ -32% p.a.)

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 10 Apr 2017.

Latest price per unit
₹10.00
▼ 19.34% today
As of 26 May 2020 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹86.1k
▼ ₹13.9k loss · -13.9% / year
Invested 3 years ago
₹99.1k
▼ ₹894 loss · -0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.61 L
Gain / loss-₹18.6k
XIRR (annualised)-7.02%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.62 L
Projected gain*+-₹18.2k
*at this fund's historical rate of -7.02% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-13.88%median 4.49% (-18.36%)
Rank #419 of 501Beats 3% of peers
3-year return
-0.30%median 6.00% (-6.30%)
Rank #190 of 501Beats 10% of peers
Bumpiness (3Y)
12.74%median 5.00% (+7.74%)
Rank #356 of 501Less risky than 28% of peers
Worst-ever drop
-19.34%median -6.85% (-12.49%)
Rank #96 of 501Less risky than 81% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+5%
2017
+7%
2018
+9%
2019
-18%
2020
Best year
2019 · 8.63%
Worst year
2020 · -17.93%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
12.7%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-19.34%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend against other other funds.

Technical details (for the pros)
CAGR — 1 year-13.88%
CAGR — 3 years-0.30%
CAGR — 5 years—
CAGR — since launch-0.02%
Volatility — 1 year (annualised)22.14%
Volatility — 3 years (annualised)12.74%
Max drawdown — 1 year-19.34%
Max drawdown — 3 years-19.34%
Sharpe ratio — 1 year (rf=6%)-0.99
Sharpe ratio — 3 years (rf=6%)-0.50

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
141138
First price on record
10 Apr 2017 · 753 daily prices

About Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Dividend option. It has approximately 10 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend is ₹10.0000 (as of 26 May 2020). Historically, it has delivered -13.97% over the last year, -0.30% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 12.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 19.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend?+

The latest NAV of Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend is ₹10.0000 as of 26 May 2020, down 19.34% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend?+

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend has delivered 1-year return -13.97%, 3-year CAGR -0.30%, since-inception CAGR -0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend belong to?+

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend?+

Based on its 3-year annualised volatility of 12.7%, Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend a direct plan?+

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend?+

Aditya Birla Sun Life Fixed Term Plan - Series OM (1146 days) - Direct Plan-Normal Dividend has NAV history available from 10 Apr 2017 — approximately 10 years of track record and 753 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.