UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 4 Oct 2016.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
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Vs 86 other funds in Debt Scheme - Money Market Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- UTI Mutual Fund
- Category
- Debt Scheme - Money Market Fund
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- INF789FA1M87
- ISIN (Div re-invest)
- INF789FA1M95
- Fund code
- 140023
- First price on record
- 4 Oct 2016 · 2,263 daily prices
About UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW is a Debt Scheme - Money Market Fund offered by UTI Mutual Fund under the Direct plan with the IDCW option. It has approximately 10 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW is ₹1884.4658 (as of 4 Sep 2026). Historically, it has delivered 6.63% over the last year, 7.43% CAGR over 3 years, 6.72% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 0.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 4.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW?+
The latest NAV of UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW is ₹1884.4658 as of 4 Sep 2026, up 0.03% from the previous day. NAV is updated once a business day after the market close.
What are the returns of UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW?+
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW has delivered 1-year return 6.63%, 3-year CAGR 7.43%, 5-year CAGR 6.72%, since-inception CAGR 6.48%. Returns are historical and don't predict future performance — markets move in cycles.
What category does UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW belong to?+
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW is categorised as Debt Scheme - Money Market Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW?+
Based on its 3-year annualised volatility of 0.4%, UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW a direct plan?+
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW?+
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW has NAV history available from 4 Oct 2016 — approximately 10 years of track record and 2,263 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.